Miami-Fla/Indiana 7:30: Big fan of Cignetti and what he's done with the Hoosiers. But this may be a tad too many points to lay vs an uber athletic Hurricanes team loaded with 5* talent. Sure, Cignetti took 13 zero-star athletes with him from JMU and developed them into winners, some All-Americans, and has the best QB in the nation - Mendoza - running the show; however, Miami-Fla has a veteran team too; albeit not as disciplined but dangerous. Super electric WR Toney is as dangerous as any player in the nation. Fletcher is a hard-nosed runner behind a strong offensive line. Beck has gotten more confident at the helm and more equipped to handle pressure. Defensively, the 'Canes defense is well orchestrated and has an abundance of game wreckers, including edge rushers Mesidor and Bain. Moreover, suspended S Lucas will be back in the second half. Should be a lot closer than people think. We'll take the points. 

Oregon/Indiana 7:30: Indiana has proven to be one of the most disciplined teams in the nation. Fundamentally strong on both sides of the ball, and special teams. The Hoosiers are one of the least penalized teams (both sides of ball) in the nation, rarely turn the ball over yet are highly opportunistic on the defensive side. Mendoza has proven to be a big time QB and has great talent in all facets. These teams squared off earlier in the year and it wasn't as close as the score indicated. If not for a Mendoza pick six early in the 4th quarter, Hoosiers would have rolled easily. Oregon definitely a formidable opponent but love the attention to detail and confidence that HC Cignetti has brought to this Hoosiers team. They're a disciplined, smash mouth team with speed that expects to win.  Indiana the call. 

Ole Miss/Mia-Fla 7:30: Respect Mia-Fla defense but I see Ole Miss offensive output continuing. Two-time Division II National Champion - QB Chambliss has that escapability and precision passing in clutch times to deliver the goods. That last few minutes of the Georgia game clearly revealed that. Sure, the well-coached Miami defense will do everything possible to shut down running lanes and attempt to corral Chambliss; however, the #5 offense has arguably the best offensive line that Miami has faced, a really good running back in Lacy and some topflight receivers in Wallace and Stribling to support Chambliss. Miami offense is productive too with RB Fletcher and freshman sensation - Toney. But the jury is still out on QB Beck in big games. Ole Miss has a well-disciplined secondary and decent against the run. They have a big-time wrecking machine linebacker in Perkins. Moreover, no Kiffin, no problem. All the important coordinators have stayed, including Weiss Jr. and new head man - Golding. Furthermore, the wildcard could come down to Kicker Carneiro (5 for 5 from 40+ and 2 for 2 from 50+). Ole Miss always a dangerous dog in the Kiffin era - 6-0 ATS of fewer than 6 points. 

Arizona/SMU 8:00: Both of these teams are at near full tilt with very few opt outs. And they're closely matched as the line indicates. What separates them is that Arizona is in the top tier defending the pass while SMU languishes near the bottom. Arizona's versatile QB Fifita guides a productive and well-rounded offense. SMU's QB Jennings is very good but has had his moments of struggle vs top tier teams (remember last year's CFP?). SMU is 0-5 SU in its last 5 bowl games. I liked how the Wildcats finished strong down the stretch. We'll grab the Wildcats. 

Navy/Cincinnati 4:30: Service academies on a roll in bowls: 7-0 run! I'm not jumping off here. Navy has consecutive 10-win seasons led by versatile QB Horvath. Navy sports the #1 rush team in the nation. Cincy defense not that good stopping the run (174 YPG). And now they won't have their top 2 defensive players plus 4 of 5 out in the secondary due to opt outs. Offensively, they will have their starting offensive line but won't have QB Sorsby (27 TDS air/9 TDs run) who is pursuing options. Instead, career bench warmer Lichtenberg (333 yards in 4 seasons) gets the nod. Also, top rusher Walker (709 yards) opting out. Navy is just too well connected to fall to a makeshift team despite being in a Power 5 Conference. Navy the call. 

Ole Miss/Georgia 8:00: Georgia much better than they were back on October 18th when they outdueled the Rebels 43-35. Their defense much better, run game better and better QB play by Stockton. Ole Miss throttled Tulane - a team that should not have been in the playoffs to begin with. Smart had to deal with the extended layoff for his team and to get them jump started early in this game. He's a big game coach, experienced that bye layoff loss last year and should have learned from it. We'll look for him to have his them ready. Georgia the call. 

Alabama/Indiana 4:00: Once again, that extended rest comes in for the team with a bye. That 26-day rest period for Indiana most likely will create a bit of rust - like it did for its Big Ten brethren - Ohio State yesterday. Both teams get some of their stars back including Alabama's edge rusher - Overton and Hoosiers' Omar Cooper. Tide does have a Top 10 pass defense in the nation. I don't like the run disparity - Hoosiers have a Top 10 run game while Alabama ranks 118th. But Ty Simpson is almost as dangerous as Hoosier's Heisman - Mendoza. Alabama's receivers have had lots of drops throughout the season, but strange things happen in the playoffs and let's not forget - Tide always has Top 10 talent. We'll take the points. 

Oregon/Texas Tech Noon: These teams are so evenly matched with explosive offenses, stingy defenses and solid special teams. And I'm going against some principles that I've had success with the last few years in the CFP: The long layoff being a problem for the team with a bye week: after Ohio State yesterday, the team with the bye is now 0-5! Btw, I had Miami Fla (+9)! I believe Tech HC Joey McGuire, who's been vocal of he long layoff, is skilled enough to keep his veteran team sharp during their layoff. And sure, the Big Ten has been great in bowl games thus far and I've ridden a number of those wins; however, Tech has taken out virtually every team they've been confronted with including two blowout wins over a real good BYU team. Their only loss came against Arizona State in which they didn't have their QB Morton (leg). Morton is back and he's got tall explosive receivers, similar to what USC gave them trouble with. They've got a great run game too. Defensively, Tech is extremely stingy and have All American LB Jacob Rodriguez manning the middle. Two similar staunch teams - Iowa and Indiana gave Oregon trouble. Oregon has dominated when able to run for 100+ yards but 0-2 SU when unable to do so. You know where we're going with this. We'll lean towards Tech here to get it done. 

Miami-Fla/Ohio State 7:30: Never like going against the Buckeyes, especially in big games, but I'm taking the points here. Long layoffs don't equate with success in college football playoffs. It's been 25 days since the Buckeyes battled on the gridiron. Well rested but rust expected. On the flip side, Miami has, perhaps, the ideal amount of rest (10 days) to heal and stay in football rhythm. Ohio State did show a bit of vulnerability protecting QB Sayin (5 sacks) vs Indiana. Miami has an effective QB rush (7 sacks vs A&M) led by top NFL prospect Bain. And the Buckeyes do have an injury to their starting tackle on the offensive line. Offensively, Beck not a favorite, and when he's bad, he's real bad. He's been really bad in 2 games (Louisville and SMU) in which combined for 6 interceptions, but Miami was still able to stay within one score. OSU DC Patricia has done an amazing job shutting down most QBs this year and should have an effective scheme set. But just a tad too many points here. Take the points. 

Iowa/Vanderbilt Noon: Love QB Pavia but he won't have his favorite target TE Stowers (NFL opt out). Vandy faces another stifling Iowa defense (Top 10 scoring). And on the other side of the ball, Iowa offense won't scare anyone, but QB Gronowski is a tough S.O.B. too. He won back-to-back FCS Championships before he got to Iowa with South Dakota State. He operates behind an offensive line that won the Joe Moore Award (best offensive line) for the second consecutive year Iowa grinds out games and lost two close ones against current CFP heavyweights Oregon and Indiana. Take the points. 

USC/TCU 9:00: TCU probably stays in this game with QB Hoover; however, Hoover chose to be in the transfer portal, and I'm not convinced Ken Seals (former Vandy starter) is going to outduel USC's Maiava. Seals sports a 29/23 TD/INT ratio. He'll face an opportunistic defense (11 INTs) that's gotten better over the last few years. DC Lynn is leaving for Penn State in the same position under new HC Campbell. I'm hoping he's concluding his tenure with USC and coaching up the Trojans for this game. Offensively, USC is without top WRs Lemon and Lane (NFL opt outs). But Maiava does have a very good freshman in Hines (398 yards receiving/2 TDs) and a run game with RB King Miller. TCU defense mediocre and with Seals running the offense, not certain TCU can hang. We'll lean on the Trojans here. 

Tennessee/Illinois 5:30: Thus far this bowl season, Big Ten 5-0 while SEC 0-2. I'm staying on the Big 10 and going blue collar Bielema and the Fighting Illini here. Illinois has a veteran team from last year's bowl winner. Luke Altmyer not as prolific a passer as his counterpart Joey Aguilar, but Tennessee defense not very good on the backend. And they'll be shorthanded with DBs Hood and McCoy. Illinois won't have LT Davis (NFL opt out) and that's trouble; however, Tennessee won't have edge rusher Joseph's and LB Carter - both opt outs. We'll give the edge to Illinois. 

LSU/Houston 9:15: Houston has much more stability in their program under Fritz. Virtually no opt outs from key players and excited to be at this bowl. LSU, however, undergoing coaching transition and must adjust to opt-outs from key players. Tigers had virtually no run game in the regular season - in the bottom tier of rush yards per game and yards per carry. Houston defense packs a punch and well rounded. We'll give the edge to Houston. 

G-Tech/BYU 3:30: Both teams close to playoff spots, but costly losses killed their chances down the stretch. BYU, which had bad losses to Texas Tech, is almost fully loaded with a mission attitude. I like the Engineers with Haynes King and company, but the Tech defense has issues. We'll grab the more well-rounded team with a big chip on their shoulder. 

New Mexico/Minnesota 4:30: Great season for New Mexico and first year HC Eck; however, Minnesota the call here. The Lobos did upset UCLA early in the year before the Bruins went on a firing spree and improved. Lobos went on a 6-0 run down the stretch. But I'm not a fan of the MWC (1-3 in bowls). Minnesota is not in the elite class of the Big Ten but capable of beating the bottom feeders of the division and sport a solid record against non-conference. Moreover, HC Fleck preps his boys well for bowls. Minnesota is 6-0 in bowl games under him. Neither offense is explosive and their defenses are respectable. What separates them is that the Gophers hold onto the ball and more disciplined on the offensive end. NM has had a fumble problem and penalties. We'll grab the the Golden Gophers. 

UNLV/Ohio U 9:00: Bobcats won't have their coach Brian Smith (fired) but they're in good hands with interim - DC Hauser. Ohio U defense very good. They'll need to be against MWC P.O.Y. QB Colandrea. On the other hand, UNLV defense not good, especially vs the run - bottom half of FBS teams. Ohio U has a solid run game with RB Bangura and steady QB play with Navarro. Ohio U has a history of playing well in bowl games - 6-0 run. They also play well on weekdays at 11-3 ATS. MWC 0-2 in bowls. MAC 1-0 in bowls. We'll roll with the MAC and Ohio U. 

Tulane/Ole Miss 3:30: The first meeting - September 20, resulted in a 45-10 blowout. Ole Miss equipped with too much offensive firepower. On the other hand, Tulane offense was unable to do anything through the air as QB Retzlaff was benched, and his backup Sullivan was just as bad. As we roll into this game, Sumrall, who is now the new HC of Florida, agreed to stay and coach the Green Wave. Ole Miss won't have Kiffin (now at LSU) but retains assistants to coach up Ole Miss here. DC Golding will take over the HC duties and OC Weiss Jr. will call the plays. Based on talent, should see a similar result to the earlier season drubbing. We'll lay the wood. 

Miami-Fla/Texas A&M Noon: College Station is a real tough place to play. Crowd will be in a frenzy. Miami-Fla QB Beck hasn't seen this environment all season. I have a feeling he'll struggle vs Elko's defense. It is the best 3rd down defense in the FBS at 22.7% conversion. Aggies' defense shows various looks and has befuddled many a QB this season. Beck struggled horribly vs Louisville when faced with similar disguised fronts. Sure, Toney is an explosive force, but Elko had some extra time to prepare and that's a plus. Respect Hurricanes' great defense but A&M has their share of explosive offensive players in Concepcion and Craver. And QB Reed has the ability to extend plays. Cristoball just 1-5 ATS / 2-4 SU in bowl games. We'll lay a FG with the Aggies here. 

Alabama/Oklahoma 8:00: Oklahoma won November 15th matchup 23-21. Alabama sported a 23-12 first down advantage. And QB Simpson threw for 326 yards. Unfortunately, 2 fumbles lost and an interception cost them. Look for disciplinarian HC Deboer to have his men clean up their game. He has a history bouncing back after sluggish outings. And none more sluggish than their SEC Championship loss to Georgia. Alabama does get TE Cuevas and RB Miller back. Jury still out on Oklahoma offense with Mateer and company. We'll roll with the 'Tide.

Army/Navy 3:00: Last season, Army's loss to Navy hit them hard. They took it out on their bowl foe - LA Tech 27-6 but it didn't have the same impact as beating the Midshipmen. Army HC Monken took it especially hard, and this game means everything. Navy has a significant advantage in offensive production with QB Horvath. He's rushed and passed for more than 1000 yards and has combined for 23 TDs. The Midshipmen sport a modernized triple option that's vaulted them to the top 20 in yards and top 25 in scoring. Army, however, runs the more archaic triple option but efficient with QB Cale Hellums at the controls. They're the least penalized team in the FBS. And the Black Knights have a better defense. We'll throw out the stats in this rivalry which puts the Commander-In-Chief Trophy on the line with both teams already dispatching Air Force. We'll grab the points with the revenge minded Army. 

Indiana/Ohio State 8:00: Indiana had a breakout season last year but faltered down the stretch dropping two of their last three games, including to Ohio State. In the off-season, Hoosiers HC Cignetti bolstered his offensive line, got a Heisman Trophy QB candidate - Mendoza, and plenty of skill weapons. They've had a fantastic season and deserved of their #2 ranking. On the other hand, Ohio State simply reloaded after losing both coordinators and a ton of talent to the NFL. Tate and Smith remain the most dangerous receiving duo in the NCAA, the run game is there with Bo Jackson behind a solid offensive line and led by Heisman candidate QB Sayin. Defensively, new DC Matt Patricia has engineered the lowest scoring defense in the land and allowed the least number of yards. To be the champ, you got to beat the champ, and I don't believe Indiana is ready for that yet. We'll stay on the BUCKEYES

Georgia/Alabama 4:00: Alabama controls a 9-1 SU run in this series including earlier this season. September 27th, Georgia defense unable to contain QB Simpson (276 yards/2 TDs). The Bulldogs have recently clamped down defensively, QB Stockton has progressed well since that game, and the run game is cooking. Alabama, however, has gotten by without a dominant run down the stretch. Their run game has been mediocre, lost to Oklahoma and barely got by Auburn. We'll look for Smart to get his revenge. 

Analysis to follow...

Analysis to follow...

Vanderbilt/Tennessee 3:30: Both teams still in the hunt for the CFP: #14 Vanderbilt/#19 Tennessee; therefore, must win situation here for both. We'll give the edge to this veteran Vanderbilt team. They had a breakout season last season with QB Pavia and followed up with many of those returning starters. One game that they lost that they're still stewing over is to this Tennessee team in the last game of the season. That was their 6th straight loss to Tennessee. The maturity of the Commodores should continue to come into play just as it did with their 4-1 SU/5-0 ATS mark this season in revenge games from last season losses. Vandy sports a 3-0 SU mark vs ranked teams this season while Tennessee sports an 0-3 SU mark in the same stat. Tennessee 0-11 ATS vs greater than .500 conference opponents off back to back SU/ATS wins. Vandy the call.  

Missouri/Arkansas 3:30: Missouri lost some tough games to elite SEC teams. Arkansas, on the other hand, preseason high ranking went awry early with a defense that couldn't stop anyone ultimately costing the job of HC Pittman. And coaching vagabond Petrino, who took over, unable to get the troops to play for him. Hogs on a dismal 0-9 SU spiral. Arkansas won't have RB Russell or WR Jean. And even though Arkansas has some explosive play personnel left in its arsenal, Missouri has a well rounded defense that is stingy giving up yards and points. Missouri offense can lean heavily on RB Hardy here. And even QB Pribula can put some numbers up. Missouri the call. 

Ohio State/Michigan Noon: Ask anybody in Ohio what is more important: Winning another NCAA National Championship or beating Michigan. Nine out of 10 people will unequivocally go with the latter. The Buckeyes have lost 4 straight in this series under Ryan Day. Day and company have prepared for this one since spring ball. In came in Matt Patricia as the new DC and he's done a tremendous job. The Buckeyes lead the NCAA in defense in virtually every statistical category and allow a paltry 7.6 PPG. The Buckeyes will certainly not allow Michigan to run on them like the last few years. They allow a measly 3.8 YPP - #1 nationally. Michigan QB Underwood hasn't exhibited the vertical passing game all season and shouldn't here vs a staunch Buckeyes' backend. On the other hand, Buckeyes' QB Sayin having a great season and has the explosive game personnel with Tate and Smith. I do realize Tate and Smith are questionable but the Buckeyes have good depth at the skill positions, including Inniss RB Jackson and TE Klare and a formidable offensive line. Buckeyes the call. 

Houston/Baylor Noon: Baylor off back to back blowout losses see their bowl appearance slipping away. They're catching already bowl eligible Houston off competitive loss to TCU. Cougars' HC Fritz always dangerous off a loss and 5-0 with the Cougars on the road. Baylor with limited run game but can air it out (#2 pass yards) with Sawyer. Problem for Baylor is Houston can rush the passer (2.1 SPG) and solid and opportunistic on the back end (1 INT per game). On the other hand, Baylor defense yielding, especially on the ground (195.5 YPG). Houston can run the rock and QB Weigman works well off play action. Baylor defense ranks near bottom of the NCAA in QB sacks. Throw in revenge from last year - Baylor 20-10, we'll roll with Houston. 

Western Michigan/Eastern Michigan 7:30: Western Michigan can finish 7-1 in MAC and should here. Eastern Michigan is able to beat some of the bottom dwellers of the MAC and can stick around in games vs competitive MAC foes, but Broncos have a bit too much firepower for the Eagles. WM averages 163 YPG rushing while the EM defense has a way too much yielding run-stop-unit (135th). WM QB Lowry is part of that prolific run game (5 YPC) yet careful with football in the air (7 TD/2 INTs). On the other hand, EM QB Noah Kim respectable but limited supporting cast. WM defense TOP 20 in YPG and YPP and can sack the QB (6th nationally). WM the call. 

BYU/Cincinnati 8:00: #11 ranked BYU looks focused in their quest to reach the CFP. They bounced back nicely last week in blowout fashion after their first loss of the season. Cincinnati, on the other hand, suffered back-to-back losses with QB Sorsby struggling in both. It won't get any easier today for him. BYU brings a strong defense with 25 sacks and 11 INTs. Offensively, Cougars are in good hands with versatile QB Bachmeier. BYU, runs the football well, has good QB play, and plays strong defensively. BYU the call. 

USF/UAB 3:00: UAB's coaching change in mid-October initially resulted in them shocking Memphis on October 18th as a 24-point dog. Since then, the Blazers haven't come close to winning or covering. Today, they face an ornery USF team coming off a loss to Navy. Since last season, the Bulls are 5-0 ATS off losses, including 3-0 SU/ATS this season. The up-tempo 5th ranked offense of USF should throttle through a UAB defense that's 135th in scoring allowed. USF the call. 

Missouri/Oklahoma Noon: Oklahoma has won 18 straight in this series at Norman. I don't expect them to falter here. They're coming off back-to-back wins over Tennessee and Alabama to jump back in CFP picture. They're relatively healthy with even a possibility of LB Mason Thomas (quad) back on the field. Missouri is a formidable foe; however, with freshman QB Zollers (QBR 26.9 over 2 starts), they're extremely reliant on nation's leading rusher Hardy (1,346 yards). There is a shot that Pribula (ankle) could play but not ready to face this Sooners' Top 10 defense.  And Sooners' run stop unit is lights out: allow 82 YPG/2.5 YPC. On the other hand, Missouri defense is outstanding (allow 19.9 PPG) but Sooners' QB Mateer can make plays. Sooners the call. 

Louisville/SMU Noon: This Louisville team can legitimately be undefeated if not for some sloppy plays. Their 3 losses were by 3 or less. Defense has been outstanding, but their 15 offensive turnovers resulted in 70 points allowed. That's uncharacteristic of a Jeff Brohm team. They're gearing towards revenge from last year's 37-27 loss. They're capable of hanging with this SMU team. We'll look for Miller Moss and company to clean it up and deliver today. 

Rutgers/Ohio State Noon: Ohio State has been a covering machine this season at 8-1-1 ATS; however, this could easily be trouble for the Buckeyes. QB Sayin won't have his top two receivers - Tate and Smith! Sure, the Buckeye machine should keep rolling; after all, their second level players are as good or even better than Rutgers' skill personnel. Nevertheless, Rutgers' HC Schiano had an extra prep week to prepare. Scarlet Knights 10-1-1 ATS with rest. And let's not forget the most important game of the season on the ledger for OSU - Yep that maize and blue team up north. Rutgers the call. 

Hawaii/UNLV 10:30: Hawaii is no longer a pushover. It used to be Hawaii was a lightweight traveling inland. Fourth year HC Timmy Chang has them competitive as a traveler and in line for their first bowl game since 2020. Rainbow Warriors won 2 of the last 3 games as a traveler and should give the defensively challenged Rebels (6.6 YPP) a run for the money. Hawaii has a sharp shooting lefty QB Micah Alejado who can sling it. He's thrown 15 TDs and just 3 INTs over his last 5 games. Hawaii is backed with a respectable veteran defense that will be tested against a productive offense with QB Colandrea and strong run game. We'll look for the Warriors to be up to the challenge and deliver. 

Akron/Bowling Green 7:00: Bowling Green's season started promising under HC Eddie George on a 4-2 ATS run but took a dramatic turn in mid-October sliding on an 0-4 SU/ATS plunge. One of the main reasons was going through five QBs. Without stability at the QB position, BG became one of the lowest scoring teams in the first half (7.8 PPG). On the other hand, Akron's offense picked up as the season progressed with QB Finley (threw 2 or more pass TDs in 7 games). His receivers: Polk, Mason and Marcel Williams had breakout games; moreover, a run game was established by RB Gant. Defensively, Akron has 18 takeaways. This series is 3-0 SU by BG but Akron has covered 4 of the last 5. We'll grab the Zips in their final game. 

Florida/Ole Miss 7:00: Last November, Florida dealt Ole Miss their third loss last season, effectively ending the Rebels playoffs hopes. Rebels coming off a scrimmage vs Citadel should be well rested and locked in here. Interim Gators' HC Gonzalez having trouble utilizing QB Lagway. We'll roll with Ole Miss. 

Purdue/Washington 7:00: Former Purdue HC Ryan Walters, who was fired after a 5-19 record with the Boilermakers, is now the DC of Washington. Purdue, which scored a paltry 20.9 PPG, won't have their leading rusher Mockosee (ankle) and they don't have enough offensive weaponry to hang here. Washington should bounce back strong after stunning loss at Wisconsin last week. And keep in mind that Huskies' HC Fisch is 12-2 ATS at home in conference games. Huskies roll. 

Maryland/Illinois 3:30: Locksley a dead man walking as he lost his team. He's been notorious for November collapses in his coaching career and it's rearing its ugly head again. 0-5 slide with the last 2 games being outscored 90-30. Going to be hard to go to Champaign against a veteran well coached team like Illinois. 

South Carolina/Texas A&M Noon: A&M a legitimate #3 ranked team in the nation. HC Elko has them playing at a high level on all cylinders. South Carolina, on the other hand, underachieving substantially from a season ago. Pre-season Heisman candidate QB Sellers leading a sputtering offense ranked 114th in the nation; as a result, during their bye-week fired offensive coordinator Mike Shula and offensive line coach - Teasley. Shula was hired to replace Dowell Loggains (now HC Appalachian State) before bowl game last season; consequently, Shula never established connectivity with the offense or Sellers, including losing the bowl game to Illinois. A&M is focused and driven to avenge their embarrassing loss to SC last season 44-20 - getting outscored 24-0 in second half. A&M defense ranks #1 in sacking QB 3.6 sacks per game and will face the most sacked QB in the NCAA (3.6 SPG). Offensively, A&M rolling behind QB Reed throwing at least 2 TD passes in 7 of 9 games. We'll lay the wood. 

Clemson/Louisville 7:30: #20 Louisville was possibly looking ahead to this game last week when they were stunned by 18'-point dog - California. Don't expect HC Brohm to lose two in a row. He's 5-0 ATS at home off SU conference favorite loss. Cardinals' QB Moss coming off worst game of the season. We'll look for him to be more dialed in tonight. On the other hand, Cardinals' defense stingy giving up yards. Clemson offense has not been connected since OC Garrett Riley joined the staff back in 2023. Klubnik has been a pre-season Heisman candidate for last few seasons but never materialized as an elite QB. It doesn't help that their run game is ranked 107th in the nation. Cardinals' run stop unit solid - allowing 3.3 YPC. We'll grab the home team tonight. 

Toledo/Miami-OH: On paper looks like the class of the MAC. They're defense is incredible and offense is led by a very good QB Gleason. But in real time, the Rockets struggle on the road; as a matter of fact, they're now 1-11 ATS as road favorites of more than 3 points, including 0-2 ATS this season. They're desperate for a win here to stay in running for MAC Championship game but we'll side with Miami OH. Redhawks' QB Finn, who played 5 seasons at Toledo, gets a shot at his old team here. Miami OH a bit more disciplined on both sides of the ball in Oxford. We'll stay at home with Miami. 

Kent State/Akron 7:30: 69th meeting in this bitter rivalry against schools that are a 17 minute drive away. Wagon Wheel on the line and we're going with Akron. Zips opportunistic defense (17 takeaways) should halt a sputtering offense ranked 132nd in the nation. They do have a decent QB DeShields and his go-to target Wolford, but, other than that, devoid of weapons. On the other hand, Zips clearly no offensive juggernaut but do rise to the occasion against inferior teams. Zips have a respectable QB Finley and an emerging run game with leading rusher - Gant. Go Zips!

Texas A&M/Missouri 3:30: A&M feeling good after October 25 blowout at LSU. They're now sitting at #3 in the National Polls. Meanwhile, Missouri, lost at Vanderbilt on the 25th. They also lost their QB Pribula (ankle). But Matt Zollers stepped in and did well. Drinkwitz had an extra week to simplify the system and work to the strengths of him. Missou does have a solid offensive line and one of the nation's top RBs - Hardy to help him out. He also has a solid vertical threat in Coleman Jr. Last season, A&M destroyed Missouri 41-10 at College Station. Missouri a sweet 11-1 ATS as a home dog with revenge. A&M 0-4 ATS off a bye week and just 1-7 ATS off a double-digit ATS road win. We'll grab the TD here. 

Iowa State/TCU 3:30: We won't discount Iowa State and Matt Campbell. They are on an 0-4 slide but by 8 points or less. QB Rocco Becht we still believe in. And the RBs Hansen (613 rush yards) and Sana (558) surely help out. Iowa State a strong 10-1 ATS as dogs of more than 3 points off SU/ATS loss. Iowa State the call. 

Oregon/Iowa 3:30: We won't sleep on the blue-collar Hawkeyes who will try to muck this game up against the speedy and sleek Ducks in what should be a crappy weather day. Game time temperature is expected at 26 degrees with 20 MPH winds and a 70% chance of sleet. Both teams have tremendous defenses (allow around 13 PPG). Oregon offense much more explosive but Iowa has demonstrated a tendency to slow prolific scoring teams down in Iowa City. Hawkeyes are a sweet 21-3 SU in November and won 17 of their last 20 at home. We'll stay on mudder QB Gronowski (11 rushing TDs) and Iowa. 

Temple/Army Noon: Never like going against Army but this one may be justified. K.C. Keller, who did an amazing job at Sam Houston State while there, is apparently doing the same at Temple. The Owls are 4-0 ATS as a traveler and Keller is 2-0 vs service academies. He and the Owls covered vs Navy earlier this year. With the road team 4-1 ATS in this series, we'll look for Temple to stay within the number. 

Houston/UCF 8:00: Houston further along in the development of their program under HC Fritz. Both teams coming off demoralizing losses. Last week, uncharacteristic sloppy play (4 turnovers) by the Cougars cost them the game. Look for Fritz to clean things up this week. Weigman is a more polished QB than his counterpart Tayven Jackson. Defensively, Houston has a ton of experience but not great coordination from new DC. Nevertheless, I expect Houston to deliver. 

Kent State/Ball State 7:00:Kent State coming off a big upset of Bowling Green; however, I'm not putting a lot of stock into it. BG really struggling with their QB situation right now. Other than that they've beaten losing DI FCS transitioning team and an 0-8 U Mass team. Ball State is undefeated at home including beating the class of the MAC Ohio U. We'll grab the Cardinals here.  

U Mass/Akron 7:00: Akron is not an offensive juggernaut nor are they stout on the defensive end; however, they're facing the worst team in the NCAA and should deliver another win. The Zips are coming off an impressive road win at Buffalo as a 10-point pup on October 25th. Zips' QB Finley (13/7 TD/INT) should improve his stats against one of the worst defenses in the NCAA that allow 36 PPG. On the other hand, U Mass offense also at the bottom of the NCAA in offense scoring a paltry 11.5 PPG. Zips' defense is yielding but they did snatch 4 interceptions at Buffalo on the 25th. The Zips are 6-1 AT with rest off a SU win. Go Zips!

Georgia/Florida 3:30: Both teams coming off wins and a bye week. Georgia is on a 3-0 SU/ATS roll after dropping to Alabama September 27th. Florida barely snuck by Mississippi State and then fired their coach - Napier. Wide receiver's coach - Billy Gonzalez takes over as the interim coach. A lot of times a new mid-season coach can provide new energy and enthusiasm. We've already seen it a few times this year with UCLA, UAB, and even Penn State is covering. But Georgia eyeing CFP and don't believe HC Smart will allow any slip ups. Georgia has dominated this series winning 7 of the last 8 SU, including 4-0 SU/ATS at The Swamp. This one is at a neutral site in Jacksonville. Both defenses are staunch but Georgia offense much more efficient with Gunner Stockton. Stockton has accounted for 17 TDs (10 passing/7 rush), 1553 yards passing with just 1 INT in 200 attempts. Much hyped DJ Lagway never lived up to his billing - with 9 TD but also 9 INTs. Florida run game not strong enough to put a dent in the Georgia run stop unit (12th nationally). We'll lay the TD.  

Vanderbilt/Texas Noon: With the arrival of QB Pavia, the Commodores have gone 14-6 ATS including 6-2 ATS on the road. They've already beaten two Top 15 teams this season. Last season, they snuck up on a lot of SEC teams; this year, they expect to win these big SEC games. This is a veteran team with 19 experienced starters and lots of returning production from last year's bowl winning team that is well connected. On the other hand, Texas not thoroughly in unison as a team. Manning in concussion protocol but most likely will get the nod over Caldwell. Longhorns' offensive line hasn't protected Manning that well (2.2 sacks a game). The Vandy tenacious defense sacks QBs at a 2.6 rate per game this season. With 27-24 revenge in mind from last season's loss in Nashville, we'll look for Vandy to get er done today. 

Army/Air Force Noon: Both teams know each other's systems (triple option) and both are atop the NCAA in rushing yards. But defensively is where they separate. Army allows 24 PPG where AF allows 37. Army's QB Hellums starting to run the offense smoothly. The Black Knights' offense also at the top of the NCAA in fewest penalties. Army 4-2 SU/5-1 ATS in this series and we'll look for them to keep it rolling. 

Miami-Fla/SMU Noon: SMU has lots of injuries, but second level players well coached in Lashlee's regime. They're coming off their worst offensive performance of the season last week at WF yet still had a chance to win the game. SMU defense kept them in the game. The Mustangs' defense is yielding but allows a respectable 21 PPG. They have a ball hawking secondary and can get after the passer (7th and 8th in nation, respectively). Miami-Fla QB Beck has shown his vulnerability to good secondaries that can rush the passer (Louisville). On the other hand, SMU QB Jennings is solid running the offense in his second season at the helm. Look for a more polished performance at home from him today. Mustangs are 10-1 ATS at home in conference games against greater than .600 opposition. SMU the call. 

UTEP/Kennesaw State 8:00: UTEP coming off blowout of lightweight Sam Houston; however, can't trust the Miners here. They're 0-6 ATS on weekdays off a double-digit SU win. They're now taking on a revenge minded Owls team that's 5-1 ATS at home. Owls lost in OT last year to the Miners in El Paso. This season, new HC Jerry Mack - brought in a strong transfer class and found their QB in Amari Odom behind a solid offensive line. Mack has them rolling in the right direction. The Miners, however, are struggling badly offensively with poor QB play. And newly inserted Skyler Locklear hasn't done much better guiding a turnover laden (15 turnovers) offense. We'll roll with the Owls. 

Texas A&M/LSU 7:30: A&M rolling under Elko. But we won't count out the Tigers with Brian Kelly on the hot seat. LSU offense has been poor. Offensive line has underachieved with a sluggish run game and Nussmeier is no longer a Heisman candidate. Moreover, OC Sloan is fighting for his job tonight. They do have a Top 10 defense to fall back on. With the Tigers' backs against the wall, at home, we'll grab them. Kelly is 15-1 at home at night! 

Temple/Tulsa 3:30: It's no surprise Temple is shaping up as a respectable team; after all, new HC K.C Keller was a heavyweight going 98-39 at Division 1 upstart Sam Houston. He's got his QB in Evan Simon, a solid run game with RB Ducker behind a good offensive line. Tulsa's run stop unit is poor and that should be a problem. Tulsa offense can move the football but fail to finish in the end zone (118th scoring). Temple has been solid on the road (3-0 ATS) and should control this game. Temple the call. 

Auburn/Arkansas 12:45: Auburn has been in all their games; unfortunately, a sputtering offense can't get them over the hump. Today, could be their coming out party vs a yielding Hogs' defense. Arkansas defense allows 444 YPG and 33 PPG. Auburn's QBs sacked nearly 4 times per game (135th); fortunately, Arkansas defense has trouble getting to QB at the bottom tier in sacks. Consequently, we'll look for Hugh Freeze to finally get his offense going against the worst defense he's played in the conference so far. On the other hand, Auburn defense has its hands filled against a Bobby Petrino controlled offense that can roll; however, they're facing a Top 25 scoring defense and strong vs the run (allow 2.5 YPC). The road team in this series is 6-0 ATS. Last year, Arkansas won 24-14. Arkansas a money burning 0-8 ATS as a favorite vs an opponent with revenge. We'll look for Hugh Freeze to save his job here. 

Virginia/North Carolina Noon: Virginia staff nabbed 16 newcomers through the transfer portal including well traveled QB Chandler Morris. It's worked well for Tony Elliott. He's on a 5-0 SU/4-1 ATS tear including wins over Florida State and at Louisville. Cavaliers' offense humming dropping 40 PPG on opponents with a solid defense (23.3 PPG). Meanwhile, NC has yet to beat a power conference opponent. NC secondary allows 67.3% completions and struggle to sack the QB (115th nationally). And it's going to be tough for the Belichicks to create turnovers. Virginia has not fumbled this season yet defensively are #1 in the nation forcing fumbles. The 134th offense in the nation with struggling Gio Lopez running the show, will most likely not raise their pedestrian 18.7 PPG scoring average. Virginia 8-0 ATS as a conference favorite of less than 18 points off a non-conference game. Lay the wood with Virginia. 

Penn State/Iowa 7:00: Thought this line would be more than a FG considering the chaos going on with the Nittany Lions' program. Franklin fired, QB Drew Allar (leg) out for season, and off three straight losses. Interim HC Terry Smith has a monumental task not only getting Penn State motivated overseeing an already struggling offense that starts redshirt freshman QB Grunkemeyer. Iowa, on the other hand, keeps rolling: Top 10 defense, four straight covers, an offense that is more productive than usual this year (30.7 PPG). Iowa QB Gronowski not a QB that's going to light up a secondary but he's in a system that limits mistakes (#1 nationally in lowest penalties/yards). Iowa the call. 

Memphis/UAB 4:00: Another coach mid-season bites the dust. Dilfer out at UAB. Blazers' OC Mortenson takes over. Not going to make a difference. UAB sports a mid level offense but the worst defense in the NCAA in a number of areas. When the Memphis offense gets rolling, it's hard to stop. And they're sound defensively with a 16th ranked scoring defense. Memphis 12-0 ATS as a favorite of more than 6 points with rest. Memphis the call. 

Arizona/Houston Noon: Similar teams from last year's 27-3 Houston loss at Arizona - November 15th. But Houston HC Fritz has found his new QB Connor Weigman. Weigman, a TX A&M transfer, beat out Zeon Chris-Gremillion and should make a difference in this revenge game. We won't sleep on Coach Fritz who has been successful in every stop of his coaching career. Can't say the same with Arizona's Brennan. We'll roll with Houston. 

Georgia Tech/Duke Noon: Brent Key has his Engineers playing at a high level. Haynes King guides an offense pounding out 6.2 YPC. They need to hold onto the football and eliminate mistakes. I believe they will here. They also play solid defense and they will have to against red hot QB Mensah. Tech is 6-0 ATS off a double digit SU home win vs less than .700 opponent. Duke just 1-7 ATS at home off a double digit ATS win. Take the points. 

Louisville/Mia Fla 7:00: Mia Fla looks like a well oiled machine but slipped up in this spot before. They're 0-9 ATS at home with rest off SU win vs conference opponent. On the other hand, L'ville, coming off a loss, sloppy in their game vs Virginia, is 5-0 ATS with rest vs greater than .500 foe. And never underestimate Jeff Brohm. He's always been a dangerous dog as a head coach, especially when scoring 30+ at 19-4-1 ATS. Keep in mind that these games have been high scoring in recent years at 4-0 O/U. Miller Moss can air it out like Carson Beck. We'll grab the dog here.

Michigan/USC 7:30: USC coming off a road loss will surely be focused here. Maiva is a really good QB with a number of weapons at his disposal; however, Michigan's QB Underwood starting to get comfortable in the system. And when your team's run game working at 6.4 YPC, it's easier to settle in. USC defense decent vs the run but gives up explosive plays. On the flip side, Michigan defense is well disciplined - least penalized defense in the nation! They allow a stingy 2.4 YPC. I feel comfortable with a team that runs the football well, defends the run well and limits explosive plays. Michigan the call. 

Charlotte/Army Noon: Bad matchup for Charlotte. They're bottom of the NCAA in stopping the run (allow 5.1 YPC) and struggle against the pass too. Army, which runs the triple option, doesn't have the record breaking QB (Bryson Daily) anymore, but Hellum and Coleman are solid enough to keep the chains moving. Army grinds out 278 YPG. On the other hand, Charlotte offense averages 2.9 YPC and rely on the pass; unfortunately, they're interception and fumble prone (bottom tier of NCAA).  Moreover, Albin's bunch struggles with penalties on both sides of the ball. Look for the well disciplined Black Knights to roll.

Houston/Oklahoma State Noon: Houston is a quality team under Willie Fritz. They've got veteran players, good depth from last season and a solid QB Conner Weigman. Cougars lost to a very good team last week in Texas Tech. Weigman underwent concussion protocol and good to go. Oklahoma State football program in a disarray with the dismissal of longtime coach - Gundy. His successor - has gone 0-2 in 18 and 28 point margin defeats. Cowboys a poor 1-8 ATS after allowing more than 35 points. Oklahoma State's starting QB Flores (shoulder) is out and backups Jackson or Bowen nothing to rave about. Houston defense pretty good - allowing 17.6 PPG. We'll lay the wood with Houston. 

Rutgers/Washington 9:00: Revenge game for Washington's HC Fisch who narrowly lost at Rutgers last year in Fisch's first year coaching the Huskies. Fisch, who had weaknesses along the offensive line last year, dipped into the transfer portal and got some dudes to create an earthmoving front for versatile QB Demond Williams and RB Jonah Coleman. Defensively, the Wildcats have three key starters at each level of the defense returning. Rutgers is coming off failed attempts at home to Iowa and on the road at Minnesota, where the Scarlet Knights coughed up leads late in each. Rutgers has struggled against elite conference foes for years under Schiano. Huskies not quite at the elite level but on its way. We'll lay the wood with Washington. 

USF/N TX 7:30: North Texas has been the beneficiary of a lighter schedule than USF. The Mean Green has faced some soft defenses and conquered. USF pulled out a big win over intrastate rival Florida. Alex Golesh has a more experienced team with connectivity than his counterpart who brough in lots of transfers. It's worked so far but this will be the Mean Green's toughest opponent. I like the power ground game of USF with versatile QB Byrum Brown and four running backs who each have 125+ rushing yards. We'll look for the early season battles against Miami Fla, Florida and Boise State to aid in help closing this one out. 

Duke/California 10:30: California had a rough time at San Diego State before rebounding with a strong win at BC last week. QB Sagapolutele should continue to settle in at home where California is always dangerous as a dog under Wilcox. We'll back the Bears here. Duke is coming off two satisfying wins but should run into trouble here against one of the better defenses in the ACC. 

James Madison/Georgia State 3:30: Georgia State just took a whooping from Vanderbilt on the 20th to the tune of 70-21. They have the worst defense in the NCAA allowing 503.2 YPG! James Madison pounds the ball at 5.4 YPC and have a couple of QBs Barnett III (passer) and Sluka (runner) that can shred inferior teams. Defensively, they're solid - actually holding an explosive L'ville team in check for 3 quarters. The Dukes have outscored the Panthers 80-21 over the last few years. We'll stay on JM here. 

Clemson/NC Noon: Clemson is having a bad season start, but their program is much further along than Belichick's Heels. Clemson has the horses with 17 returning starters and first in the NCAA in returning production from last year's 10-win season. Tar Heels have scored just a combined 23 points against Power Four teams this season. Tigers need to clean up their turnover problem, and they had extra week to get it together. We'll roll with them here. 

Army/UAB Noon: This isn't one of the better Army teams in recent years; however, they still can run the football. Army QB Coleman leads a pretty good option attack that will look to gut a UAB defense that ranks dead last in the NCAA in several categories including stopping the run. Army is built to get out of the gate strong and keep the chains moving while killing clock. UAB defense allows an NCAA worst 14.8 PPG in the first quarter. We'll roll with Army. 

Kansas State/Baylor Noon: K State overdue to get on track with as much talent as they have. Baylor defense still suspect. And the competitive Wildcats lost 3 games by a combined 12 points. K State the call. 

New Mexico/SJS 10:00: In his short stint as a head coach, NM's Jason Eck is proving he can flat out coach. He took over a losing Idaho team and turned them into a winner in his first season. He wasn't expected to do anything with the Lobos this season; after all, they had numerous players (30+) slide through the transfer portal along with very little returning production. Eck and his competent staff that he brought from Idaho, stocked the Lobos' cabinet with 40+ additions, including a solid QB in Jack Layne, a go to TE Thomas, and deep threat Johnson. Offensive line pretty solid in front of RB Humphrey. Defensively, they're making strides allowing just 21 PPG with 2.8 sacks per game. They already upset UCLA, easily. And blew by New Mexico State to extend their streak to three straight wins. SJS, on the other hand, underachieving but still dangerous under Niumatalolo. They, however, have their issues. especially defensively where they give up 28 PPG. We'll ride the Lobos. 

Alabama/Georgia 7:30: Hard to believe Georgia hasn't won at home in this series for 22 years. Tonight, we'll give them the edge. Both teams well rested (off byes) after securing wins. Alabama is playing a bit more desperately after losing their first game of the season at Florida State. They were lethargic in a lot of ways. They did blowout their next two opponents in Tuscaloosa but will be challenged here. Alabama run game was a staple under Saban throughout his dominant run as coach. Deboer's Crimson Tide is 103rd in the nation running the rock; consequently, that should put pressure on first year starting QB Simpson. Georgia defense allows a measly 2.7 YPC and most always equipped with athletes in the back end. Offensively, QB Gunner Stockton settling in posting good numbers (721 pass/4 TD/0 INTs+124 rush yards). And the Georgia run game cooking with 209 YPG. We'll give the edge to Georgia to finally deliver at Sanford Stadium in this matchup.

Memphis/Fla Atlantic 7:00: Owls are offensively prolific under first year HC Zach Kittley, former offensive coordinator at Western KY. He brought over his QB Veltkamp. And the Owls are putting up big numbers; however, the supporting cast not quite developed yet. Interceptions, sacks on their QB, penalties and poor defense doing them in. Memphis defense is respectable, and they can rush the passer and are opportunistic (1.5 INTs/0.2 fumbles recovered per game). Offensively, the Tigers hung 31 on a solid Arkansas' defense last week for the win. Versatile QB Lewis, RB Sutton Smith and receivers Braham Jr. and Bussey will be too much for the yielding Owls' defense that allows 30.3 PPG (113th nationally). We'll lay the wood with a good Memphis team that's much further along in their program than Fla Atlantic. 

Auburn/TX A&M 3:30: Elko doing a solid job with A&M in his second year as the HC. But don't sleep on Hugh Freeze. He's been a winner throughout his coaching career. And Auburn could easily be 4-0 SU had it not been for the referees' non-call in the Sooners' illegal substitution play that ultimately cost them the game last week. Auburn defense allows a stingy 16.5 PPG and loves to take away the run game from opponents (1.9 YPC). Offensively, QB Arnold is getting sacked way too many times. Look for offensive minded freeze to figure out protection schemes and blitz pickup. For Texas A&M, they're coming off a huge win at ND (9/13) and had a week of rest. Although, they're 0-4 ATS in their last 4 following a bye week. Look for Auburn to stay in this one.  

USC/Illinois Noon: Not an easy task for the Trojans today. They travel cross country to play a rare noon ET, which is a morning game in their biological clocks. And the Big Ten road hasn't been kind to the Trojans at 1-5 ATS. Illinois, coming off their smackdown at Indiana, should be back on their game; after all, they will have their defensive signal caller - Miles Scott (ejected for targeting last week) back on the field with a few more of his secondary mates. They will need it against the strong passing attack of USC led by QB Maiava and top WR Lemon. And we'll look for Illinois' QB Altmyer to bounce back against a yielding USC defense that's allowed its last two Big 10 foes back in the game to cover. Illinois a strong 7-1-1 ATS at home vs greater than .750 opponents. We'll look for Bielema to have his boys charged up. 

Louisville/Pittsburgh Noon: Pittsburgh out for revenge from last year's disastrous 37-9 beatdown in Louisville. QB Holstein sustained a season ending leg injury in that game. Holstein is back and he headlines a prolific passing attack. Pittsburgh HC Narduzzi hit the transfer portal hard after last season's pathetic six game losing streak down the stretch. Like Narduzzi teams of the past, the Panthers will need to get their ground game going to take the pressure off Holstein. Louisville, like Pittsburgh can bring heavy pressure on QBs. They're each in the top tier of the NCAA in sacks. Louisville has both of their top RBs - Brown and Watson - questionable with leg injuries. Pitt defends the run well (1.9 YPC) and stingy giving up points (19 PPG). Louisville hasn't been tested yet, blowing out 3 lightweights to the tune of 119-48. Home team in this series is 5-0 SU. And Pitt could easily be 3-0 after letting WV back in the game 2 weeks ago after stupid penalties. With an extra week of prep, look for Narduzzi's boys to be on their game; after all, Narduzzi and Pitt are 10-1 ATS the last 7 years with extra rest. 

San Diego State/California 10:30: For years, California has been known for its defense in eking out wins under HC Wilcox. Now, Wilcox has got himself an Hawaiian gunslinger in Sagapolutele who's dissecting secondaries. On the other side of the ball, a ball hawking secondary led by defensive back Masses. As for SDS, an offense that still can't get untracked under Lewis. California controls a 3-0 ATS run in this series including two blowouts in Berkeley. We'll look for the third tonight. 

Illinois/Indiana 7:30: Like the chemistry that Illinois has built over the last few years. They have a veteran team with an experienced QB Altmyer. Indiana's Cignetti added some key portal transfers and should continue to roll. But can't ignore the sweet 12-1 ATS mark as a conference road dog of more than 2 points in the Bielema era. Illinois the call. 

Michigan/Nebraska 3:30: Nebraska is seeking that first win over a ranked opponent since 2016. I believe Rhule will get it today over #21 Michigan. Rhule has taken his previous teams to above 60% in his 3rd year. This being his 3rd year, he's on schedule. He's got a confident QB Raiola, a run game, and a defense that's strong, especially in the back end. Michigan QB Underwood will be good but he's still hesitant in the pocket. We'll grab Nebraska here. 

Arkansas/Memphis Noon: Respect the run for Memphis but this is, by far, the best team they've faced in a while. Arkansas has an explosive offense under OC Bobby Petrino. Versatile QB Taylen Green leads an offense that produces 8.3 yards per play (5th nationally). Defensively, Arkansas' defense has its work cut out for them against a well-coached Tigers' offense but look for the Hogs to pull away. Hogs a dangerous 15-5-1 ATS on the road under Pittman including 9-1 ATS when coming off a loss. Moreover, they're 7-0 ATS in the second of back-to-back road games. Arkansas the call. 

Texas Tech/Utah Noon: Texas Tech a dangerous foe with nearly all starters back from last season and an abundance of returning production. Their offense is putting up video game numbers led by Behren Morton. And they no longer need to outscore opponents to win games. The Red Raiders have developed a solid defense. Over the last few years under McGuire, however, their  kryptonite has been playing at a high altitude. They ran out of gas at Washington State, Colorado and Wyoming. Today, they have to play a rabid Utah team at 4300+ feet above sea level. Utah, which spent the off-season reconstructing a pedestrian offense that ranked near the bottom of the league in virtually every category. Whittingham hired a new OC Jason Beck, added NM transfer Devon Dampier, eight new backs, new receivers; consequently, they're dropping 45.7 PPG on teams. While their defense remains rock solid, they'll be tested today. We'll look for Utah to grind out and pull away late. 

Iowa/Rutgers 8:00: Rutgers has a tendency to start strong in non-conference play and then struggle in conference play, especially against upper tier conference opponents. Iowa is 3-0 SU/ATS vs Rutgers. The Scarlett Knights have played 3 lightweights thus far. Defensively, there is a concern They're allowing a generous 5.2 YPC. Iowa loves to pound the rock and RB Moulton should be getting a bulk of the load with Williams out. And I don't anticipate Rutgers' QB Kaliakmanis to build on his 73% completions/7 TD/0 INTs. Iowa defense stingy once again (11th in yards allowed). Iowa the call. 

BC/Stanford 10:30: Stanford really struggling under first year HC Frank Reich. He stepped in as Troy Taylor was booted out. And the cupboard is bare. With lots of defections and nothing to speak of for incoming transfers, the Cardinal is off to an 0-2 start. QB Gulbranson has 3 INT with no TD passes. Run game at 2.9 YPC. Meanwhile, BC coming off an ultra competitive loss at Michigan State. Alabama transfer QB Londergan looked good. They'll need to improve the run game to help him some more. And the BC defense effective in making stops. We'll lay the wood with BC. 

Duke/Tulane 8:00: Tulane HC Sumrall looks to keep the Green Wave rolling after taking over the program from Willie Fritz (HC Houston). Sumrall posted nine wins last year with Tulane. And keep in mind that Sumrall won 23 games in two seasons at Troy in 2022-23. He can flat out coach. He lost his QB Mensah to Duke in the transfer portal. But Sumrall is satisfied with his current QB Retzlaff and a strong run game with Mobley and Gordon. Defensive minded Sumrall will dial up something against his former QB. I faded Duke last week and they were blown out with my TOP Play Illinois (-3'). Today, I'm fading them again.

Buffalo/Kent State Noon: Kent State has serious issues going on with coaching and talent. They only covered last week because T Tech played their reserves in the 3rd quarter. At that time, it was 55-0! Buffalo, a MAC rival, won't be that nice. Bulls thrashed Kent State last year 43-7. Bulls have 16 returning starters from that team and a good amount of returning production; on the other hand, Flashes lost lots of players, limited quality recruits and very little returning production. Flashes a money burning 1-10 ATS as a double-digit dog vs foes coming off a win. Lay the wood with Buffalo. 

Oklahoma/Temple Noon: Oklahoma has an OC in Arbuckle from Washington State where he brought over QB Mateer. He's lighting it up. Him and the Sooners are coming off a big win over Michigan. And they have more important games on the docket, including next week vs conference opener against Auburn. Temple no bump in the road with new HC Keeler. He went 98-39 at Sam Houston. He's got the Owls playing well and should sneak in a cover here. 

Kansas State/Arizona 9:00: Don't fade a K-State team that's had a few rough outings. They blew out this Arizona team last year around this time when Arizona was feeling pretty good about themselves (2-0). K-State, like Arizona, has a lot of returning production from last season. And they're hungry to get back on track in winning. Take the visitor. 

Colorado/Houston 7:30: Colorado hits the road for the first time this season. And there is a lot of uncertainty as to who will be the QB. Whomever it is, they shouldn't have a big day vs a Houston defense that can rush the passer and solid on the back end. Houston had two lightweight opponents to start the season but did what they needed to do to dispatch them. Houston, which competed decently last year in Willie Fritz first year with the team, should break out this year under him; after all, Fritz has been successful everywhere he's coached, and he has 18 returning starters, a crapload of returning production, and a transfer QB from Texas A&M in Connor Weigman who is on his way in revitalizing his career. We'll look for Houston to roll here.  

NC State/WF 7:30: Not going to sleep on WF. Jake Dickert has shown his ability to lead teams to bowl games and he's got WF off to a good start. The Demon Deacons rely on RB Claiborne to ignite the offense. He's been successful thus far albeit an easy schedule. On a short week, WF relatively healthy and should be able to move the football against a NC State defense that's allowing 143.5 YPG. And versatile QB Ashford does a pretty solid job guiding the offense. On the other hand, NC State's QB Bailey has the wheels and the arm to make a difference. But WF defense has shown some grit and can get to the QB. NC State just 3-9 SU in its last 12 visits to Winston-Salem in this historic rivalry dating back to 1910. And keep in mind that since 2001, WF is 48-28 SU vs all in-state rivals. We'll take the points!