10* Bucs (WILDCARD GOY)

I think the correct call on Monday night is on the Tampa Bay Buccaneers. Tampa actually closed out the regular season in better form that Dallas. The Cowboys lost their final two games. Tampa clinched vs. Carolina in Week 17 in Brady's best game of the season, and then they went into half of their Week 18 matchup vs. the Falcons with a 17-10 lead, before then sitting all their starters in the second half. Brady's been waiting all year for the playoffs and his team is healthier now that it's been all season. These teams played in Arlington in Week 1 and the Bucs won by a score of 19-3. Dallas is just 1-5 ATS the last six in this series. The Bucs have a good run defense, so it turns Prescott's offense really one-dimensional. Clearly, the outright win isn't out of the question, but let's grab the points; the play is Tampa Bay!

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10* UNDER (TOTAL ASSASSIN)

With Skylar Thompson "managing" this game for the Ravens, Baltimore will look to limit his chances to make mistakes. That means adopting a run first attack while on offense. It also means a lot of over the top passes in short yardage situations. The key for the Ravens success today will be in if they can keep the ball out of Joe Burrows hands. The Bengals themselves have an underrated run game, and defense. This total opened at 43.5 and it's since dropped. I'm following that line movement here though, as I'm expecting a very low-scoring, tight defensive battle; the play is the "under!"

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10* Jaguars (ASSASSIN)

I like the Jags to win this game outright, but my official call will be to grab as many points as you can. They won six of their last seven games overall, and four straight at home. They have a really potent and balanced offensive attack, which I think Justin Herbert and company will have difficulties keeping up to down the stretch. Jacksonville hammered the Chargers 38-10 in Week 3 as 6.5-point underdogs. The Chargers have won four of their last five, but they're just 2-2 in their last four road games. I say that home field is a big advantage today for Jacksonville!

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10* OVER Hawks/49ers (WILDCARD TOY)

These teams played twice in the regular season, and San Francisco won each time. They won 27-7 in Week 2, and then 2l-13 in Week 15. Both games went "under" the number, but I'm anticipating some offense here finally. Seattle won its final two games of the regular season. If the Hawks are going to win this game, it's going to be on the arm of Gino Smith, who set the Hawks regular season record for most yards completed. He has plenty of weapons to throw too. The 49ers closed the season with eight straight wins. Their offense averages 26.5 PPG, which ranks sixth overall. While the first two games during the regular season went "under" the number, expect this faster-paced playoff affair to fly "over the posted total sooner, rather than later; the play is the "over!" 

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10* UNDER (TOW)

The Horned Frogs were 5-7 last year, and now here they are in the National Championship Game. While the Frogs got out to a fast start vs. Michigan, I htink the Bulldogs will be ready on the defensive end from the "get go." Why is Georgia such a big favorite here? The Bulldogs have superior talent throughout all three phases. NFL level talent. And they're much bigger in the trenches. The Bulldogs will be out to impose themselves here on the Horned Frogs. I'm not expecting a shootout. The exact opposite. Look for a run-heavy, slower-paced "under" i the National Championship Game this year!

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This is a 10* SUNDAY NIGHT SPECIAL on the Lions.

The winner will move onto the playoffs, and the loser will go home. Detroit smashed the Bears 41-10 last week and now the Lions need to beat Green Bay and have the Hawks lose to the Rams to qualify, while the Packers only need to win this game to earn a spot. In a contest that I see being decided by whichever team has its hands on the ball last, I'm grabbing the points. Detroit will actually know its fate, as Seattle plays earlier in the day, but regardless, I expect the Lions to come out play until the final whistle in this one no matter the scenario. Look for the prideful Lions to, at the very least, keep this one close enough to comfortably cover!

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10* EAGLES (NFC EAST GOM)

The Giants are locked into their spot whether they win or lose. Despite that though, a majority of the wagers are on the Giants to play "spoiler" here. New York will almost assuredly rest most or all of its starters. The Eagles have everything to play for here, as they need to win, or have both the Cowboys and 49ers lose to clinch top spot in the NFC overall. Whoever gets the call under center for the Eagles (Minshew or Hurts), I love the home side to dominate through all three phases of this game. The Giants are just thrilled their in the playoffs, it's been a massive turnaround for the G-Men. Look for the Eagles to go up early and to keep the pedal to the metal until the final whistle; lay the points, the play is Philadelphia!

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10* Falcons (NFC SOUTH GOM)

Atlanta actually opened up as a 7.5-point favorite, and this one has since dropped to right around 4.5. I see a lot of public money on the Bucs here despite the fact that they'll almost assuredly rest most or all of their starters after clinching the NFC South last weekend. I'd say, let's give this one the good ole eye test this weekend. I'm going to go contrarian here. I think the public is wrong on this one. Tom Brady and Mike Evans got their act together last week to clinch, but overall this has been a really difficult year for the Bucs. And that's for many different reasons obviously, but injury was the biggest reason for the slight step back this year for Tampa Bay. The Falcons are 6-10 after beating the Cardinals 20-19 last weekend. Atlanta could have easily thrown in the towel, but its still playing hard here at the end of the year. It also plays with revenge here after a 21-15 loss to Tampa in Week 5. I think Desmond Ridder and the Falcons are the correct call. This is their SUPER BOWL,  final home game of the season, there's no way they lose this one to the Buccaneers backups; lay the points, the play is the Falcons!

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10* Titans (WINNER)

The AFC South all comes down to this. The winner moves on and the loser goes home. The Jaguars have won five of their last six, including four straight. Trevor Lawrence has been nearly unstoppable. Tennessee has lost six straight, but the one thing the Titans have going for them I guess is that they last played the following Thursday in a 27-13 loss at home to Dallas, so they'e had a couple extra days off. And that should help running back Derrick Henry, but it's not going to bring back quarterback Ryan Tannehill. That means that Josh Dobbs will make his second straight start for the Titans. The Titans to their credit rested a lot of their starters in last week's loss, knowing that it was do or die here in Week 18. One other thing the Titans have going for them is that they also do play with revenge here as they lost 36-22 at home as three-point favorites back in Week 14 to the Jaguars. The bottom line here though is that in my opinion Henry is such a great player for Tennessee that I think he can single-handidly keep his team in this one (he rushed for 121 yards on 7.1 yards per carry in the last loss.) Dobbs should be able to improve on his effort in last week's loss, he was 20 of 39 for 232 passing yards, a touchdown and an interception. The Titans are quite good against the run as well, which should limit Travis Etinne this week. Lawrence and the Jaguars are in uncharted territory and I've been on Jacksonville a few times during this recent run, but I think Tennessee offers great value here in an upset role. While I'll stop short in calling for the outright upset my official call will be to grab as many points as you can with the Titans in what I believe will be war until the final whistle!

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10* OVER Penn State/Utah (BOWL TOY)

It's the "Granddaddy of 'Em All," with the Big Ten facing off against the Pac 12. Penn State brings in a great offense led by veteran QB Sean Clifford, who is playing his final game. He's aided by dynamic RB Nicholas Singleton, who is averaging 6.3 yards per carry. The Nittany Lions are going to have to be sharp offensively facing this "on fire" Utah offense, that's posted 110 points over its last two games, including in securing the Pac 12 title over USC. QB Cameron Rising had 300 yards passing and three TD's in that one. This year's Rose Bowl features two awesome QB's and I look for them to be the main story line in tomorrow's summaries of this contest; this number is low, the play is the over!

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10* Tulane (BOWL GOY)

USC comes in off a tragic 47-24 loss to Utah in the PAC 12 Championship Game and I think it'll just go through the motions here after that disapointment. A trip to the College Football Playoff was on the line, but the Utes managed an impressive second victory of the season over the over-rated Trojans. Listen, I get it, USC can score. The Trojans average 41.1 PPG, which ranks third in the country. The issue is clearly on the defensive end. Overall I think the PAC 12 is a week Conference. Tulane comes in off an impressive 45-28 destruction of UCF to earn the AAC title and finish 11-2. The Green Wave are more motivated and hungry here. They average 35.2 PPG, but they have a superior defense. USC QB Caleb Williams was injured in the loss to Utah, and if he does play in this one, clearly he won't be at 100%; while I do think the outright win is possible, my official call will be to grab as many points as you can with the Green Wave!

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This is a 10* AFC NORTH TOM on the OVER Pitt/Bal.

I'm expecting this total to eclipse the posted number as the game comes down the stretch. The Steelers are rolling, as they've won two straight and three of their last four. They're going to have their hands full here though with a Ravens side that plays with revenge after losing 16-14 at Pittsburgh in December (note that Baltimore though has seen the total go "over" the number in eight of its last 11 in trying to avenge a SU/ATS divisional road loss against an opponent in which it was held to 14 or less points in.) Baltimore is off a 17-9 win over ATL last week and it's won 3 of its last 4 despite the QB issues with LaMar Jackson. I think the home side opens up the playbook this weekend for Tyler Huntley now. Look for this total sneak "over the number once the final whistle sounds!

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10* Jets (CONTRARIAN CRUSHER)

This is a HUGE game for both sides. Both need a victory here to keep their playoff hopes alive. The Jets Lost 19-3 to the Jaguars last week and they've lost four in a row. Seattle is off a 24-10 loss at Kansas City, and it's lost three straight. In Mike White's three starts for New York though, the Jets are averaging 21.7 PPG and 420.3 yards. The Jets are great defensively as well, allowing just 18.8 points and 309.3 YPG. I think Geno Smith, who started out the season brilliantly but who has predictably faded over the last few weeks with his performance, will once again have a difficult time moving the ball as well. Seattle concedes a terrible 25.3 PPG. Look for the Jets to take full advantage; lay the short points!

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10* Michigan (DEC BOWL 'GOM')

TCU messed up in its 31-28 loss at home to TCU. Or did it? It's still in the College Football Playoff, but I think the loss is a precursor to more of a decline here at the end of the month. The Horned Frogs average 40.3 PPG, but they were handled well by the Wildcats' defense, which doesn't bode well facing this aggressive Wolverines unit. Michigan comes in fired up after its 43-22 win over Purdue in the Big Ten Championship game, going on to easily cover the 16 point spread. Michigan averages 40.1 PPG, but as I mentioned above, it's defense is superior in my opinion, and much more battle tested when you look at the level of competition. The win at Ohio State was epic. The Wolverines are well-coached and I expect them to pull away down the stretch for the comfortable cover and win; lay the points, the play is the Wolverines!

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10* South Carolina (ASSASSIN)

If you want a full review of how each team did throughout the year, there's literally tens of millions of "review" articles out there. ESPN etc. If you simply want to know why I think South Carolina will win this game, then you've come to the right place. I like being succinct with my analysis, as I truly believe the clients who purchase this information, would rather just "get to the point," than read an entire "novel" of why I believe one side or another should win. Both teams finished up strong, but without Notre Dame's best player in this one, Mayer, and its starting QB Pyne, the value here swings to the Gamecocks. South Carolina's offense started to hit its stride at the end of the season, scoring more than 30 points in its final two games. While the outright is possible, the official call will be to grab as many points as you can with the Gamecocks!

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10* Texas (ATS BLOOD-BATH)

The Longhorns finished 8-4 after beating Kansas and Baylor to end the regular season. Their two best RB's will be out for this one, and that's why this spread is so low. Despite that though, I like the rest of this team to step up and deliver the goods. Quinn Ewers has a big opportunity now to showcase his talents for Texas under center, and I think he'll be a big difference-maker in this Bowl game. The Longhorns defense was great as well, limiting teams to just 21.2 PPG. Washington is 10-2. It closed out the season with a 51-33 win over WSU in the Apple Cup. QB Michael Penix Jr. was decent, but he struggles against aggressive pass-rushing defenses like the Longhorns. The Huskies defense concedes 26.3 PPG as well. Look for TEXAS to do just enough to secure the win and cover!

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This is a 10* ASSASSIN on the Titans.

Dallas came from behind to knock off PHiladelphia at home by a score of 40-34 last weekend, but I think it'll struggle to cover this large spread on the road and on the short week, despite the personel issues that Tennessee has right now. The Cowboys looked terrible defensively last week. The Titans are still in the mix for a playoff spot, sitting at 7-8 and in second place in the AFC SOuth. They've lost five straight games, but note that they're 7-2 ATS in their last nine after three or more SU losses. The Titans lost 19-14 to an improved Texans team last week with Malik Willis under center. I think the rookie benefits from that experience and will be much more efficient this evening though; look for the hungry Titans to play with pride, and to comfortably sneak in through the back door down the stretch; grabe the points!

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10* UNDER Kansas/Arkansas (BOWL TOM)

These teams haven't played each other in over 100 years. That streak ends on December 28th at Simmons Liberty Stadium in Memphis. Kansas finished 6-6 and it's finally in a bowl game for the first time since 2006. This is a big deal for the Jayhawks and their fan base. Arkansas also finished 6-6, but that was a disappointment for the Razorbacks, who went 9-4 last year, including psoting a win in the Outback Bowl. Kansas actually started the season 5-0, but then its starting QB got hurt, Conference play started and the Jayhawks went on to lose six of their last seven. But first year head coach Lance Leipold's first season is still a success. QB Jalon Daniels did return from injury and finished with 1,470 passing yards, 13 TD's and two INT's. Kansas struggled defensively, but I think it can make some plays against Arkansas QB KJ Jefferson. The bottom line is, neither team will be suiting up their entire squad, and I believe the long lay off will have a detrimental effect on these offenses; the play is the under!

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10* UNDER (TOP BOWL TOTAL)

The total in this game has come down from its opening mark, and I don't think it's low enough. Utah State will be focused on running the ball today, and that means more time will be chewed off the clock with each possessions. Memphis actually posted combined scores of under 60 over two of its final three games. In fact, these teams combined offensive scores this season add up to under 60 points. I don't think either will reach its average here. Rest leads to "rust" for sure. Granted, Memphis does have a decent passing attack. But the Aggies have hit the "under" in eight of their last nine bowl games. Expect a hard-fought, but ulimtately lower-scoring affair here; the play is the "under!" 

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10* UNDER Chargers/Colts

Everything points to a lower-scoring "under" in this one in my opinion. The first thing that strikes me here is that the Colts simply have nothing to play for anymore. They're missing their starting QB, their starting RB and they're coming off the worst loss in the history of the league. The Chargers on the other hand have everything to play for. They've won two straight and can clinch a playoff spot with bigger aspirations moving forward with a victory. That said, I can't see LA keeping the foot on the gas from start to finish. Frankly, it's not going to have to. Look for LA's underrated defense to dictate the second half and expect this total to stay well "under" this posted number!

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10* New Mexico State (BOWL WINNER)

While I do think the outright win is possible, in the end I'll recommend that you grab as many points as you can. New Mexico State finished 6-6, crushing Valparaiso 65-3 in its season finale. Bowling Green also finished 6-6. They lost 38-14 to Ohio in their final regular season contest. The Aggies are averaging 25.6 PPG. QB Diego Pavia had 17 total TD's this year. New Mexico State has a decent defense as well that concedes 24.3 PPG. Bowling Green averages 23.8 PPG, while allowing 33.3. The line has moved a lot in this one because of transfers etc, but in a contest that I still see being decided by whichever team has its hands on the ball last, I'm grabbing the points; the play is New Mexico State!

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10* Bucs (ASSASSIN)

It's hard to imagine the Cardinals putting up much of a fight. On the flip-side though, Tom Brady and the Bucs have a golden opportunity here to start to turn things around, as they still have the division lead in the weak NFC South. If you've followed me for any length of time, then you know that I base my picks on many different things. Sometimes I break it down, looking at individual player matchups, take into account every detail I can get my hands on, and other times I think the "eye test," of the "KISS" method (Keep It Simple Stupid!), is the best approach. And that's the case here. Arizona has nothing to play for here except the role of spoiler, and I just can't see its patchwork line-up being able to do anything though. Give me Brady and the hungry Bucs in their most important game of the season!

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10* UNDER Eagles/Boys (NFC EAST TOM)

The Eagles are 13-1, but QB Jalen Hurts is hurt and won't be playing, and because of that, I'm expecting Philly to come out today with an alternate game-plan. Dallas is off a tough OT loss to Jacksonville. Gardner Minshew is now the QB for Philadelphia and while I do think he has talent, he'll simply be a game-manager today for sure. Look for the Eagles' talented defense, which ranks sixth in allowing only 19.1 PPG. Dak Prescott had 256 yards and three TD's for Dallas last week, but it wasn't enough to beat a red hot Trevor Lawrence. This one is going to be decided by field position and special teams; this number is high, the play is the "under!"

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10* Patriots (BLOCKBUSTER)

Who does this game mean more to? As far as the playoff picture is concerned, there's no question that it means more to the home side. I think that motivation will be enough to, at the very least, secure the comfortable ATS cover. Cincinnati is off the 34-23 beatdown win over the Bucs, while New England fell to 7-7 after a 30-24 loss to the Raiders. The Bengals return home after this to finish of their season, with games against Buffalo and Baltimore. I say the visiting side gets classically caught "looking ahead," while I do expect Mac Jones and company to risk life and limb to keep their team's hopes alive; grab the points, the play is New England!

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10* UNDER (TOP BOWL TOTAL)

Wake Forest had a great offense and a poor defense. The offense averaged 36.2 PPG, while the defense allowed 31. The Demon Deacons though see plenty of talent leaving the offense via the transfer portal, including RB Christian Turner. Look for the time off and the new faces to throw a big "monkey wrench" into the chemistry of this Deacons' offense. The Tigers won four of their last six games to qualify. The Tigers only average 24.7 PPG, while allowing 25.7; I'm expecting a very defensive affair here, so the play is the "under!"

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10* Jaguars (ASSASSIN)

Both teams are fighting for the playoff lives, but Jacksonville is the one that enters with a ton of momentum and I expect that to be the difference. The Jets lost at home to Detroit by a score of 29-17 in their most recent action, while the Jags rallied for a huge 40-24 OT win at home over Dallas. The Jags have gone 4-2 ATS in their last six. QB Trevor Lawrence is now unstoppable. At least he's sure been playing like that over the last month and a half. New York is just 3-3 at home. It only averages 20.1 PPG. The early magic it had at the start of the season is gone. The constant change at QB is helping things either in my opinion. Look for the Jags to continue their improbable run to the playoffs with another "shocker" on Thursday night; grab the points, the play is Jacksonville!

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10* Air Force (BLOCKBUSTER)

The Baylor Bears finished 6-6, while the Air Force Falcons finished 9-3. Air Force runs the triple-option on offense, with 90% of its plays coming via the run. The Falcons won their last four games and I expect them to carry that momentum over here. Baylor started the season 6-3, but then it dropped its final three games of the season. I have a hard time seeing the Bears slowing down Brad Roberts, who was the No. 3 ranked rusher in the FBS this year with 1,612 yards for the Falcons. Baylor QB Blake Sharpen and its RB Richard Reese faded down the stretch with poor showings against K-State, TCU and Texas. The Falcons have lost three of their games by a total of 15 points. Too many changes for the Bears line-up as well right now. Look for Air Force to control the tempo of this one; the play is the Falcons!

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10* Toledo (BLOCKBUSTER)

The Flames are 8-4, while the Rockets are 8-5. Liberty lost its last regular season game to New Mexico State by a score of 49-14. Former head coach Hugh Freeze is gone to take over at Auburn, and a few players left via the transfer portal. The Flames have a tough defense that holds its opposition to just 4.9 yards per play, but a few of their top defenders are gone. Toledo has had less issues to deal with off the field, but on the field there's still a concern for starting QB Dequan Finn. The Rockets last played in the MAC Championship and won 17-7 over Ohio. They racked up 11 penalties for 79 yards in the victory. Finn will not be at 100% health for this contest, but I still think he's the safe bet here against this Liberty team that's missing its head coach, and several key players on both sides of the ball; lay the points, the play is Toledo!

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10* UNDER Rams/Packers (NFC TOM)

The Rams are 4-9 after somehow managing a 17-16 win at home over Las Vegas last weekend. Despite that though, they only average 16.8 PPG. Green Bay got back in the win column as well last week with a 28-19 road win at Chicago. The Packers have now seen the total go "over" the number in four straight. Green Bay though is also in the bottom third offensively, averaging only 20.2 PPG, ranked 22nd. The Packers haven't been blowing teams away when they win, it's been more of a defensive affair. The Packers have had to play from behind a lot, but I don't think that'll be the case today, as I expect the Rams to take an overall step back here on the road and in these wintery conditions; this number is high, the play is the "under!"

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10* OVER Bengals/Bucs (NON-CONF TOM)

The Bengals are 9-4. I think Joe Burrow will want to put on a show here and run up the score against Brady. That said, after last week's humbling 35-7 loss at San Francisco, I think Brady will bounce back here at home and put some points on the board. From a situational stand point, it sets up well as a more wide open affair, rathter than a crushing defensive one between these non-conference opponents. The Bengals have been hit or miss defensively this season. They have been relying on Burrow and the offense to set the tone, entering averaging 25.8 PPG, ranked sixth. Finally, note that Tampa has seen the total go "over" the number in eight of its last 11 off a SU/ATS road loss in which it was held to 9 or less points in; this number is low, the play is the "over!"

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10* Dolphins (ASSASSIN)

The first game between these division rivals was a tightly contested affair, and I expect today's contest to be the same. The Dolphins beat the Bills 21-19 as four-point dogs at home at the start of the season, but off B2B SU/ATS losses, I look for the Fish to bounce back here in this important game. The Bill are 4-0 SU their last four, but just 1-3 ATS. They continue to get overvalued by the bookmakers in my opinion, as they've not been able to create much late seperation from their opposition late in games. I expect this trend to continue here vs. this talented divisional opponent. It's the whole "snow" thing going on here today, but I'm not buying into it. The outright is a possiblity as well, but I'm grabbing the points with the Dolphins in the end!

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10* Rice (BLOCKBUSTER)

Rice lost its last three games of the year, but I expect it to dig deep and to, at the very least, keep this one close enough to comfortably sneak in through the back door down the stretch. AJ Padjett has only started one game under center for the Owls this year, but he'll be complimented by leading runner Cameron Montgomery, and leading receiver Bradley Rozier. SMU started the season 5-3, but it closed out by going just 1-3. Southern Miss started three different QB's, and that was difficult. Trey Lowe had six TD's and seven INT's. Frank Gore Jr. had 1,053 rushing yards. Padgett is the correct call here, who will have an extra two weeks or reps before this bowl game; no outright, but a nailbiter, so grab the points!

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10* OVER UTSA/TROY (TOTAL ROUT)

Both teams finished 11-2. UTSA went 8-0 in conference play and then won the Conference USA Championship over UNT by a score of 48-27. I feel like today's game will have a similar final combined score. QB Frank Harris had 341 yards and four TD's in the vicotry. The Roadrunners put the pedal to the metal all game, entering averaging 37.6 PPG. Troy is only allowing 17.6 PPG, but the Trojans are off a big Sun Belt Championship by smoking Coastal Carolina by a score of 45-26. QB Gunnar Watson had 318 yards passing and three TD's. The stage is set for a bit of a shootout here; this number is low the play is the over!

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10* Hawks (ASSASSIN)

I love Seattle in this spot. Yes, the Hawks have stumbled the last couple of weeks, but I expect them to stop the bleeding here and to avenge an earlier loss to San Francisco. It's a "must win" game for the Hawks if they have any hopes of locking a division title. Brock Purdy was amazing in his first start last week for San Francisco, dismantling the Bucs, but now on his first true road game here in frigid Seattle, I'm expecting a big time letdown here. I say Geno Smith is the correct call here on the short week and on his own field. I truly believe the outright is possible, but in the end let's grab the points with Seattle!

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10* Patriots (ASSASSIN)

I just think that Kyler Murray and the Cards have thrown in the towel on the season and I expect them to simply "go through the motions" today. Arizona lost 25-24 to the Chargers in its most recent matchup, and off that terrible letdown, I expect a half-hearted effort here today. The Patriots are well-coached and the better overall team in my opinion. I expect a clinical performance from Bellichick's team today. Look for New England to grind out the win and cover on the National stage!

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10* Chargers (AFC SIDE OF MONTH)

It's a "must win" game for the Chargers, and I think they'll, at the very least, take this one right down to the wire. The Dolphins are off the 33-17 loss at San Francisco, snapping a five-game win streak. They're still 8-4. They have a tough game at Buffalo next week, so they'll have to be cautious here to not get caught "looking ahead" to that difficult divisional matchup. The Chargers are now 6-6 after last week's 27-20 loss at Las Vegas as 2.5-point underdogs. They're still well behind the 9-3 Chiefs, but note that they're 7-3 ATS in their last ten as a home underdog in the +3 to +4.5 points range. While the outright win is possible, I'm grabbing the points!

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10* UNDER Vikes/Lions (NFC NORTH TOY)

For a number of different reasons, I expect this total to stay "under" the posted number. The Vikes are 10-2, but they're slight underdogs here on the road vs. the 5-7 Lions. Detroit has inexplicably won four of its last five, but after last week's big 40-14 home victory over Jacksonville, I think the Lions will have a much harder time moving the ball vs. their divional opponent today. The first matchup of the season resulted in a 28-24 win for the Vikes, and the total went "over" the number of 51.5 in that one. But I think the rematch, considering the implications, will be a much more methodical, slower-paced defensive affair where field position becomes paramount. Look for Minnesota to pound the football via the run game while on offense, while also delivering a lot of pressure on the defensive side; this number is a little high, the play is the "under!"

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10* OVER Navy/Army (TOTAL BLOWOUT)

These teams have historically played to several lower-scoring games over the last decade. Both run the triple-option, and neither will throw the ball much if at all. It's going to be blustery conditions as well in Philadelphia, but with all of that said, I still think this number is low. Navy averaes 22.4 PPG, while Army averages 29.4. Tyhier Taylor has 12 rushing TD, and the Black Knights averaged over 300 rushing yards per game. Navy uses a combination of Maasai Maynor and Xavier Arline at QB, and it's been effective as well. I believe each will come close to their seasonal offensive average here, so the play is the "over!"

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10* Saints (ASSASSIN)

This division is weak. Any team that goes on a run right now still has an opportunity to take it. That includes 4-8 New Orleans. But it lost the first game to the Bucs at home by a score of 20-10, so that actually makes this a "must win" game for New Orleans to keep its playoff hopes alive. Both teams are struggling in many regards, but the Saints actually are averaging more points than the Bucks (20.8 compared to 18.2.) Their defenses are similar. In a contest that I see being decided by whichever of these desperate teams has it hands on the ball last, I'm grabbing the points; the play is New Orleans!

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10* Chiefs (NON-DIV GOM)

It's a big matchup here, but one that I believe favors Patrick Mahomes and the visiting Chiefs. KC is now 9-2 after pulling way for a 26-10 win over the Rams last week. They average 29.6 PPG, which is ranked No. 1 in the league. The Bengals aren't too far behind in averaging 25.9. Cincinnati is now 7-4 after last week's 20-16 road win at Tennessee as a 1-point favorite. This is a revenge game for the Chiefs, who fell 27-24 in OT as 7-point favorites in last year's AFC Championship Game. They say that revenge is a dish "best served cold," and I couldn't agree more. KC has once again moved to the top of the food chain in the AFC and I look for the Chiefs to go up early, and to keep the foot on the gas until the final whistle; the play is KC!

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10* Georgia (SEC GOM)

I like No. 1 Georgia to lay the hammer down on No. 11 LSU today and to keep the foot on the gas from start to finish with no mercy. Georgia is of course the defending champ and it's trying to win back-to-back SEC Championships for the first time since all the way back in 1980. Experience does count in these games, and this is the Bulldogs fifth trip to this game in the last six years. First-year head coach Brian Kelly led LSU to an unexpected SEC West division championship and I believe he and his team are in over their heads here this weekend. Georgia may only be 6-6 ATS this year, but it's 3-0 ATS when favored by 20 or less points this season. Georgia has a great run game and LSU struggles against good run teams; lay the points, the play is the Bulldogs!

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10* UNT (CONF-USA GOM)

UNT is 7-5. It averages 34.5 PPG, which ranks 25th in the country. It beat Rice 21-17 in its finale. It faced UTSA in Week 8 and lost 31-27 on the road as a ten-point underdog. Suffice it to say, I'm expecting another really tight and close battle here today as well. UTSA is 10-2. It averages 37.9 PPG. It held on for the 34-31 win over UTEP at home as a 16.5-point favorite in its final game. UNT's aggressive defense and strong run will once again keep it competitive late. I'm stopping short in calling for the outright upset, but all signs point to this one being MUCH closer than what the oddsmakers are trying to lead us to believe; the play is UNT!

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Buffalo/Patriots OVER (AFC EAST TOTAL OF MONTH)

It's clearly a big game for both teams, but more so for New England. The Patriots are 6-5 after last week's 33-26 loss at Minnesota on Thanksgiving Day. These teams play again in the very final game of the year. The Patriots have struggled with offensive consistency, but they're going to have to be the aggressor today. The Bills are coming off back-to-back road victories in Detroit, coming from behind to knock off the Lions on Thanksgiving Day for their second straight win on the same field (snow game the previous outing.) The Bills are now having to play a third-straight game on the road as a favorite. It's difficult to win in the NFL. It's even more difficult to win on the road in the NFL as a favorite week after week. I just see this being an offensive battle. Both teams moved the ball last week and I expect the same here; the play is the over!

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10* OVER Steelers/Colts (ASSASSIN)

Neither team has officially been mathematically eliminated from playoff contention, but each is on the ropes. Each has struggled offensively, and done decently on the defensive side. That's why we have such a low total here again tonight on Prime Time. But I just can't see either of these teams sitting back and playing conservatively this evening. They need a win. They need a spark. And I expect this to translate into a very wide-open contest between these non-conference opponents. With their backs against the proverbial wall this evening, expect a hard-fought competitive affair, but one the flied well "over" this low number!

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10* Cardinals (ASSASSIN)

Both teams NEED a win here. This is a crucial week for both the Chargers and the Cardinals, but I can't overstate how important I believe that the home field factor will be for Arizona this week. That hasn't been the case so far to this point, as the Chargers are 5-0 ATS on the road, and the Cards are just 1-4 SU and 2-3 ATS at home. Look for these lop-sided numbers to normalize over the second half of the season though. LA enters having lost three of its last four and despite probably having the better QB in Justin Herbert on the field, I just don't trust this LA team on the road. Cards' coach Kliff Kingsbury is on the hot seat, likely needing a win here to keep his job. Kyler Murray has missed the last two weeks, but he returns now this weekend. I think the pivot will be a difference-maker this weekend. The majority of the money is on LA here, but I look for this underachieving Cardinals team to dip deep and deliver at home; grab the points!

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10* OVER (GRAND-DADDY)

For a number of different reasons I am expecting this total to eclipse this lower numer as the game comes down the stretch. Yes, there's no question that both the Denver Broncos and the Carolina Panthers come into this contest with more questions than answers. Especially on the offensive end. It would be really easy to point at these team's offensive and defensive numbers and just assume that this will be a lower-scoring game, but each team will be opening up the playbook as they desperately seek a spark and a victory. The Panthers have a new QB under center this week. The Broncos keep trying to figure new things out on offense. I say the pendulum finally swings the other way as far as the total is concerned for these two teams; this number is low, the play is the over!

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10* OVER Oklahoma/Texas Tech (BIG 12 TOY)

For a number of different reasons, I expect each team to keep the foot on the gas from start to finish here, and because of that, I look for this total to fly "over" the posted number sooner, rather than later. Oklahoma is off a big win over Oklahoma State by a score of 28-13, making the Sooners eligible. I don't expect them to take the foot off the gas here though with the chance for a better bowl on th eline. The Sooners average 31.5 PPG, and last year they won this game by a score of 55-21. The Red Raiders moved to 6-5 as well in a tough 14-10 win at Iowa State as a 3.5-point underdog. It was a gritty win and I look for Texas Tech, which averages 32 PPG, to lay it all on the line here in the final game of the year at home; it's a great situational play, as I'm expecting each team to push the pace until the final whistle; the play is the "over!"

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10* Vanderbilt (SEC GOW)

Tennessee can ill afford to take the foot off the gas at 9-2 on the final game of the year, but I do expect the Vols to do just that in the second half. Will 5-6 Vanderbilt pull off the epic upset and win this game outright? Highly unlikely, but I do absolutely believe that the stage is set for a much tighter battle than what this spread is suggesting. The Vols come in off a crippling 63-38 loss at South Carolina. The Commodores actually pulled off a similar upset last week, beating Florida 31-24 at home as a 13.5-point underdog. Now here on Senior Night and the final game of the season, I'm expecting Vanderbilt to put up another fight until the end here as well; grab the points, the play is the Commodores!

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10* MISSOURI (SEC GOM)

At this time of year, we have to be cerebral with our wagers. This is a great "situational" wager, and that, along with a couple of strong trends that support my position, is what I'm basing this selection on. Arkansas just became bowl eligible in last week's 42-27 win over Ole Miss as a one-point underdog. After that emotional win on "Seniors Night," I'm expecting a predictable letdown here. The Razorbacks average 31 PPG, while the 5-6 Missouri Tigers average 25.2 Missouri kept its bowl hopes alive in last week's 45-14 destruction of New Mexico State. The Tigers have an opportunity to become bowl eligibleon Senior Night themselves, while at the same time avenging a 34-17 loss to Arkansas last season; the outright is clearly possible, but grab as many points as you can!

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10* OVER Pats/Vikes (TOP TOTAL)

Here are two teams that I think will go toe to toe on the national stage, and when the smoke does finally clear at the end of the night, I'm expecting this total to eclipse what I believe to be a very low number. The Patriots have won three straight and they've allowed just six points total over their last two. That was against the Colts and Jets though, two QB's that both really struggled. I like Cousins here at home to boune back after the Vikes' 40-3 home loss to the Cowboys (note though that Minnesota has seen the total go "over" the number in seven of its last ten after a SU/ATS home loss in which it was held to six or less points in.) Minnesota will absolutely be opening up the playbook on Thanksgiving, and I expect this more wide-open affair to produce a higher-scoring result; the play is the over!

AAA Sports

10* Mississippi State (ASSASSIN)

The big news surrounding this game is that Ole Miss head coach Lane Kiffin has been rumoured about taking the job at Auburn as early as this Friday. He's denied those rumors, but this is just a big circus now for Mississippi, a distraction that I think Mississippi State can take advantage of. Ole Miss is 8-3, but it's not playing its best football of the season right now either having lost three of its last four. That includes a 42-27 loss at Arkansas as a 1-point favorite last week. I think Mike Leach and the Bulldogs can take advantage. Mississippi State is 7-4. It's off a 56-7 win over East Tennessee State as a 39-point favorite. It averages 33.5 points per game. Will Rogers is having another solid year, and that doesn't bode well for a Rebels secondary that allows a lot underneath stuff and which is actually ranked 111th in the country in opponent completion percentage and 95th in opponent QB passer rating. The Bulldogs on the other hand have steadily improved defensively throughout the season, as they now rank 14th in the country in takeaways. I think the outright win is possible, but in the end let's grab the points; the play is MISSISSIPPI STATE!

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10* Bowling Green (MAC GOW)

Ohio has its sights set on the Conference title game, and I think could stumble here with the finish line in sight. Bowling Green became eligible last week at 6-5 after beating Toledo 42-35 as a 15-point underdog. The Green Falcons did it on the road as well. Ohio is off the 32-18 win at Ball State. Ohio is the better team, but Bowling Green comes in with a lot of momentum. I think this is a factor that the oddsmakers often have a hard time properly quantifying into a line, and that's the case here in this one tonight. While the outright is possible, I'm going to suggest to grab as many points as you can; the play is Bowling Green!

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10* 49ers/Cardinals UNDER (ASSASSIN)

Here's a game being played in Mexico City. The 49ers are a big favorite here, but it's not because of QB Jimmy Garopolo. The 49ers have a great defense and run game, and I expect to see a heavy dose of that from the 49ers this evening as they try to contain Kyler Murray and turn this Cards' offense one-dimensional. Both teams have been playing to several higher-scoring games of late, but I say the value has now swung the other way. The NFC West is wide open. This is in fact a really important game on many levels. San Fran has also seen the total go under in six of its last seven after a SU win, while Arizona has interestingly seen the total go under the number in nine of its last ten Monday Night contests. These QB's are not dynamic. They're mediocre. Look for special teams and field position to prove to be critical for the winner of this contest; this number is high, the play is the under!

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10* OVER Chiefs/Chargers.

For a number of different reasons, I'm expecting a wide-open "shootout," instead of a lower-scoring defensive "battle." Kansas City is 7-2 and LA is 5-4. The Chiefs are off a 27-17 win over Jacksonville at home last weekend. KC has seen the total go "under" the number in two straight, but it's still the highest scoring team in the league in averaging 30 PPG. This is a rematch, as KC won the first game at home between the division rivals by a score of 27-24 as a four-point favorite. That one actually went "under" the number of 54 set in that contest. Tonight's total is significantly lower, but now it's a bit too low in my opinion. My UNDERDOG GAME OF THE YEAR came last weekend in the Chargers 22-16 loss/cover against the 49ers as 6.5-point underdogs. LA is still second in the division and it's seen the total go "over" the number in eight of its last 11 in trying to avenge a SU road loss against an opponent. The national stage is set for a "shootout," not a defensive battle; the play is the "over!"

AAA Sports

10* under Cowboys/Vikings (ASSASSIN)

This is an interesting game. The Cowboys are favored for a second straight week as the visiting side. Last week Dallas fell 31-28 in OT at Green Bay as a four-point favorite. Suspect play calling down the stretch cost the Cowboys the victory. Now they head to Minnesota as a slight 1.5-point favorite to face an 8-1 Vikings team that comes home after an emotional 33-30 OT win at Buffalo as a 6.5-point underdog. We saw some high-scoring games last weekend, but I'm anticpating a much more defensive affair this time around in Minnesota, with each side committed to establishing the run while on offense; it's a great situational play on the "under!"

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10* Utah State (MW GOY)

San Jose State is 6-3. It's eligible. It's coming off a 43-27 lss at SDSU. The Spartans average 27.1 PPG. They have a much "easier" game at home to end the season against Hawaii next weekend. Utah State is 5-5. It averages 22.1 PPG. It's coming off a much-needed 41-34 win at Hawaii last weekend. With a game at conference leading Boise State to end the season, this becomes a "must win" for Utah State if it hopes to go "Bowling." It's a great situational play here. Utah State will carry over its offensive momentum from last week and while I clearly believe the outright win is possible, the official call will be to grab as many points as you can; the play is Utah State!

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10* OVER USF/Tulsa.

What does either team have to lose here, except another game?! With nothing on the line, even the chance to play spoiler, I look for a wide-open offensive affair, rather than an intense defensive one. Teh Bulls have lost eight in a row. Last time out they fell 41-23 to SMU. I'm envisioning a similar final combined score here as well. The Golden Hurricane enter on a three-game losing streak, most recently falling 26-10 at Memphis. Tulsa is a huge favorite here in its final home game of the season. It'll be an underdog next week in Houston. Both teams can score. USF averages 25.5 PPG, while Tulsa averages 28.2. I expect each to exceed their season offensive averages tonight; this total is low, the play is the over!

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10* PACKERS (GOW)

I think Aaron Rodgers and the Packers turned a corner in last week's 31-28 OT win at home over Dallas. Now 4-6 and in second in the NFC North, I believe Rodgers is the correct call here on the short wek at home. The Titans are off the 17-10 home win over Denver, but after eight straight ATS covers, I say Tennessee is getting too much respect here now on the road vs. the desperate home side. Green Bay's defense is underrated as well, allwoing 21.6 points and 320.3 YPG. I think Green Bay is the correct call here; lay the points!

AAA Sports

10* Tulane (ASSASSIN)

SMU is 6-4 and Tulane is now 8-2 after falling 38-31 to UCF last week. Tulane does still have a shot at a New Year's Six bowl, so there's still lots on the line for Tulane this weekend as well. SMU has reeled off three straight wins. Its offense has looked great in the victories, scoring 163 points, which included a 77-63 win over Houston two weeks ago. And then last week's 41-23 victory at home over USF as well. But this would appear to be a classic trap or letdown spot after becoming bowl eligible last weekend. The SMU offense has been great, but the defense has been terrible. Tulane is tied with Cincinnati for second in the AAC ahead of their meeting next weekend. The Wave simply can't afford to look past their opponent today. The big question here is if this normally stout Tulane defense can bounce back after last weekend's atypical performance. This hasn't been a great spot for SMU bettors, as the Mustangs are just 1-3 against the spread as an underdog this season (in fact SMU has lost all four games outright as an underdog as well this year.) UCF's defense is a lot better than SMU's. The Green Wave have a balanced offense, which includes a top 40 red zone touchdown percentage. This is a much better matchup for Tulane's defense this week. It's also a better matchup for its offense. SMU's defense is just downright terrible, it simply can't stop anyone. And yes, SMU's offense has looked great over the last three games, but the three defenses it's faced in those victories are all outside the top 100 on the defensive side of the ball; I expect the Green Wave to get back on track in this favorable matchup, so lay the points!

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10* OVER (TOTAL ANNIHILATION)

For a number of different reasons I expect this total to fly "over" the number. EMU is now 6-4 and bowl eligible after its 34-28 road win at Akron last week. The Eagles though still have an outside shot at the league championship, so they won't be taking the foot off the gas here. Overall EMU averages 27.7 PPG. Kent State averages 28.7. The Flashes needed a big performance last week and they delivered in their 40-6 road win at Bowling Green. Now 4-6, Kent will have tonight, as well as next week vs. Buffalo to become eligible. One game at a time though. I don't see a lot of defense being played here. Each team is going to be aggressive and I expect this faster-paced affair to fly "over" the number before the final whistle sounds!

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10* Ball State (MAC GOW)

This is a big game for both teams. Ohio is 8-3, while Ball State needs one more win to become bowl eligible at 5-5. The Bobcats are 2-3 on the road and the Cardinals are 3-2 at home. Ball State fell 28-21 at Toledo last weekend, going on to cover with the large 13.5-point spread. Ohio earned the 27-21 win at Miami Ohio as a 2-point favorite. The Bobcats are tied with Toledo now for the conference lead, so they have their "eyes on the prize" as far as the conference championship is concerned. That said, this is Ball State's final home game of the year, before a tough final game at Miami Ohio next week to finish things off. This one sets up great for Ball State from a situtional stand-point. I do think the outright win is possible, but let's grab the points; the play is indeed on Ball State!

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10* UNDER Washington/Philly (BLOOD-BATH)

The Eagles are 8-0 and the last thing they'll want to do is to lose focus in this home divisional contest. Divisional contests are always the most important, and they're almost always more important to the home side. The Eagles are 5-3 ATS this year. They're averaging 28.1 PPG, which ranks second overall. They've had a week off since a trap-avoiding 29-17 win at Houston two weeks ago. The Commanders on the other hand are 4-5 and they're coming off a heart-breaking 20-17 loss at home to Minnesota last weekend. Washington averages 17.7 PPG, which ranks 27th. The road ahead has become a favorable one for the Eagles. There won't be too many though where they're favored by this much. Philadelphia doesn't need to run up the score here to win this game. I can't see the Commanders mustering up much offense here, but I'm still nervous about laying a double-digit spread as well. That makes the "under" the correct call in this one!

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10* Chargers (UNDERDOG GOY)

Everyone and their dog will be on San Francisco this weekend. The Chargers are 5-3 this year, including 3-1 on the road. The 49ers are 4-4, including 2-1 at home. LA is injured, but it managed to rally and hold on for a big win over an improved Falcons team. Winning in the NFL is hard. No matter who you play against. ATL has come a long way this season and so the fact that Justin Herbert was able to rally his team for the victory, with a depleted receiving corps is impressive to me. The Chargers are right behind KC at 6-2 for the division lead. Yes, San Francisco comes out of its bye week healthier now than it's been in a long time, but chemistry is still an issue on offense, despite the talent it has. The Chargers have a tough game at home against Kansas City next week. Theyll be an underdog at home in that one. This is a game that the Chargers can't look past. San Fran though? It has a divisional game as well next weekend, but it's across the pond in England against the Cardinals. I say this one comes down to whichever team has it hands on the ball last; grab the points, the play is the Chargers!

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10* Broncos/Titans OVER (NON-CONF TOM)

Denver has struggled with offensive consistency all year, but I still think this total is much too low. The Broncos are only averaging 15.1 PPG, but they're off a crucial 21-17 win over the Jaguars in England two weeks ago and I expect them to keep the foot on the gas offensively here against the Titans. The Titans won't be lacking for motivation here either after their 20-17 OT loss at Kansasa City last weekend. Despite only averaging 18.6 PPG this year, note that Tennessee has seen the total go "over" the number in eight of its last ten after playing to five or more straight "unders" in a row. The overall situation, combined with the above stats/trends/numbers, all points to the "over" as the correct call in this one!

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10* UNDER Alabama/Ole Miss (SEC TOY)

Both teams have been involved in several higher-scoring games of late, but I expect a much more defensive affair here this weekend finally. Alabama is now 7-3, while Ole Miss is 8-1. Bama lost a heart-breaking OT game in LSU last weekend by a score of 32-31 as a 13.5-point favorite. Ole Miss is off a tight 31-28 win at Texas A&M. Georgia's now in control of the SEC at 9-0. Ole Miss is actually coming off its bye week, so it's fully prepared here. Also remember, the last time the Tide lost this year, the following week they came out and destroyed Mississippi State by a score of 30-6. I think Alabama will double down here defensively as it looks to control all facets in this bounce back opportunity. LSU will also be looking to hold onto the ball as much as possible while on offense. When you add it all up, I definitely believe this Over/Under line is a few points higher than it normally would/should be; the play is the under!

AAA Sports

10* UAB (ASSASSIN)

UNT is now bowl eligible after crushing FIU by a score of 52-14 at home last weekend. While 4-1 at home though, the Mean Green are just 2-3 on the road. UAB is 4-5 and it needs two more wins to become eligible, with three games remaining. Last weekend it lost 44-38 at home to UTSA in OT. The Blazers though are 4-1 at home and I'm expecting them to bounce back here. Note that UNT is just 2-6 ATS in its last eight after a SU/ATS home win of 30 or more points. Look for UNT to suffer a classic mental "letdown" here after last week's bowl-eligibility clinching victory, and expect UAB to keep the foot on the gas from start to finish!

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10* OVER ECU/Cincinnati.

Both teams are eligible, but each is looking for more victories. ECU is off a 27-24 win over BYU as a three-point underdog. The Pirates average 32.6 PPG. They're coming off B2B wins, but each game has gone "under" the number. I expect those lower-scoring trends to end here this evening though against a Cincinnati team that's coming off a tougher than expected 20-10 home win over Navy last week. The Bearcats though average 33.2 PPG. Cincinnati has now seen the total go UNDER in five straight, which is significant to note here, as the Bearcats have in fact seen the total go OVER in five of their last six after playing to five or more straight UINDERS in a row. I think this number is now a bit too low, so the play is the over!

AAA Sports

10* Panthers (ASSASSIN)

In a contest that I see being decided by whichever side has it hands on the ball last, I'm going to grab the points. Carolina is just 2-7, while Atlanta is slightly better at 4-5. ATL is just 1-3 on the road, most recently falling 20-17 to the Chargers on Sunday. The Panthers are off a 42-21 loss to a now red hot Bengals team. Atlanta comes in disappointed, as it had the lead going into the fourth-quarter in its last game, and now it has a quick turnaround here. ATL narrowly edged the Panthers in the first matchup less than two weeks ago, so the immediate revenge factor comes into play here for Carolina. The Falcons are 32nd against the pass, so that'll give PJ Walker some opportunties on his home field today. These teams are indeed evenly matched, but with the majority of the money on ATL, I'm going contrarian here today as well; grab the points, the play is Carolina!

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10* Tulsa (GOW)

The Tigers are 4-5, and the Golden Hurricanes are 3-6. Tulsa will have to run the table to become eligible, while Memphis is now running out of time. In a game that I see being decided by whichever team has its hands on the ball last, I'm going to grab the points. Tulsa has lost two in a row, most recently fall 27-13 to Tulane. Braylon Braxton had 146 passing yards and a TD. Last year Tulsa was in the same position, needing three wins to become eligible, and it did just that. Memphis comes in with zero momentum after four straight losses. Most recently it was a heart-breaking 35-28 loss to UCF. Seth Henigan had 284 passing yards and a TD. But with a defense that is allowing 412 yards per game, I just don't trust the home side to cover this spread; grab thep points, the play is Tulsa!

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10* KENT STATE (MAC GOY)

Kent State is 3-6. It's 0-5 on the road. It's favored here, but will need to "run the table" to become eligible. One game at a time. Bowling Green is off a tight 13-9 win over Western Michigan last week, unable to cover the 5-point spread. The Falcons are now 5-4 with three games remaining. Bowling Green averages 24.9 PPG, while Kent State averages 27.4. The Golden Flashes are off a 27-20 home loss to Ball State. Marquez Coper has 1,013 rushing yards and and nine rushing TD's. Bowling Green was "lucky" to win last time out after turning the ball over three times. Kent State's offense will prove to be the difference-maker here; lay the points, the play is the Golden Flashes!

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10* OVER EMU/Akron (MAC TOW)

For a number of different reasons, I believe this O/U line is a bit too low. Eastern Michigan is 5-4. It's 3-1 on the road. It needs one more win to become bowl eligible. It's coming off a 27-24 loss at home to Toledo, but it averages 27 PPG. Akron is just 1-8. It's off a 27-9 loss to Miami Ohio. It averages just 18.6 PPG. So why the super high total here? Akron is brutal defensively, and the Eagles also give up yards. The Zips will try to play the role of spoiler here for at least one more week. This is in fact Akron's final home game, so expect the team to open up the playbook offensively as it tries to pull off the unlikely upset. And after last week's home loss, look for EMU to keep the foot on the gas from start to finigh. The numbers/trends and the overall situation ALL point to this total eclipsing the posted number sooner, rather than later; the play is the "over!"

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10* Saints (BLOOD-BATH)

Two teams in need of a win collide here on Monday night. A non-conference matchup, but it's one that I think favors the hungrier home side. Clearly, the outright win isn't out of the question, but the official call will be to grab as many points as you can. The Ravens are 5-3, and the Saints are 3-5. New Orleans can move into a three-way tie with Atlanta and Tampa Bay with a win today. Baltimore if off a 27-22 win over Tampa Bay as an underdog, but with its bye week after this, followed by several favorable games to end the season, including at home against Carolina, at Jacksonvillle and at home to Denver on the immediate horizon, I say this sets up as a natural "look ahead" spot. As I said earlier, clearly the outright is in the cards, but let's grab the points; the play is New Orleans!

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10* Bucs (NFC GOY)

Clearly, neither team can be happy with where it's at at the moment. The Rams are 3-4 and the Bucs are 3-5. LA lost a crucial game last week in a 31-14 setback to the Rams and I believe it'll have its hands full here now on the road against this desperate Bucs team. The Rams are in a competitive division, with Seattle leading the way at 5-3. Despite Tampa's recent struggles, it's fortunate to be in second place right now, behind 4-4 Atlanta for the NFC South lead. Injuries since training camp have been the main reason behind Tom Brady and the Bucs' issues this year. Both teams have struggled offensively, and been decent on the defensive end. Tampa's offensive line issues are for sure a problem, but the unit catches a break here facing this inconsistent rams defense. I say this one means so much more to Brady and the home side on so many different levels; it may not be pretty, but I look for Tampa to pull away down the stretch for the comfortable win and cover!

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10* Cardinals (ASSASSIN)

We've reached the point of the season where we can look at what teams have done over recent weeks, to help predict what we think will happen in the future. I base my picks on many different things. One factor that I always take into consideration is the "revenge" factor, especially when it comes to divisional matchups. Divisional matchups are always the most important, and they almost always mean more to the home side. And that's the case here in both cases for the Cardinals. Arizona is now 3-5 after its 34-26 loss at Minnesota last weekend. Seattle is 5-3 after its 27-13 win over the Giants at home last weekend. Arizona does indeed play with revenge here after a 19-9 Week 6 loss in Seattle as a 2.5-point favorite. Seattle's been great, but it's overachieving. With a game against Tampa Bay in London next week, this sets up as an unfortunate look ahead spot for the Hawks' organization. I like Murray to settle down here at home and find a way to deliver; the play is Arizona!

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10* OVER USA/Georgia Southern (CONF. USA TOY)

both teams have been playing to several lower-scoring games of late, but I'm finally expecting more of an offensive affair in this one finally. USA is now 6-2 after its 31-3 win over Arkansas State last weekend. The Jaguars though average 31.6 PPG, which ranks 54th in the league. USA has a legitimate shot at the Sun Belt title, tied with Troy at 6-2 and CCU just ahead at 7-1. The Jaguars won't be taking the foot off the gas here against 5-3 Georgia Southern, which is off a 28-23 win at Old Dominion. Now just one win away from eligibility, this is a fantastic situational play here this weekend. Georgia Southern averages 36.9 PPG, which ranks 21st in the league and I'm expecting the home side to push the pace from start to finish. Look for this contest to fly "over" the number sooner, rather than later!

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10* WASHINGTON (PAC 12 GOM)

Both teams are 6-2. Oregon State is 2-1 on the road, while Washington is 5-0 at home. I don't think you can underestimate how important home-field advantage is going to be in this contest though. This is an important game, as each team is 3-2 in conference play, so the loser almost assuredly will be out of the running for a PAC 12 title spot. The Beavers come in with momentum after three straight victories, but note that Oregon State is just 2-4 ATS in its last six after three or more straight victories ina  row. Oregon State is led by Damien Martinez and a ground attack that averages 195 YPG. The defense is decent as well, conceding 22.8 PPG. Washington is off its bye as well. It beat Cal 28-21 last time out. Michael Penix Jr. had 374 yards passing and two TD's. Oregon State stumbled against USC and Utah and I expect the same thing to happen here on the road; lay the points, the play is the Huskies!

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10* Texans (ASSASSIN)

We've had some pretty terrible Thursday night matchups so far this season, so I'm a little unsure what to think about this one. On one hand the Eagles have been phenomenal, as they come in at 7-0 straight up and 5-2 against the spread. And then we have the Houston Texans, who no one predicted would do anything this year, and everyone was right, as they're just 1-5-1 straight up and 3-3-1 against the spread. The Texans though have been competitive most weeks at least for bettors, and I think that'll be the case again this week. Now of course Philadelphia can't afford to take the foot off the gas, but off the 35-13 home win over Pittsburgh on the short week, I think a small mental letdown isn't out of the realm of possibility for Philly here; especialy with a bye week next week, followed by a game at home against Washignton. I think Davis Mills will have some opportunities in the second half, as I just cant see Philadelphia running the score up in this one. The Eagles will be happy running the ball throughout here, as the Texans are 31st against the run on the defensive side. This is too many points to be giving up on the road on the national stage; no outright, but closer than expected, the play is Houston!

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10* OVER App State/Coastal Carolina (TOW)

App State is 5-3 and on the cusp of eligibility. It's favored by three here and I do expect the Mountaineers to keep the foot on the gas from start to finish as they try to run down eligibility with a victory. Coastal Carolina won't be rolling over. It's 7-1 and it has bigger plans for the rest of its season. A victory here over App State would just add to their resume. App State has the 20th ranked run game in the nation, averaging 208.3 yards per game. It's won three of its last four, outscoring its competition 133-20. QB CHase Brice has 22 TD's and just four INT's. CC is coming off a 24-13 road win over Marshall, but previous to that allowed 49 points in a loss to ODU. CC has a balanced offense though that can keep pace with the visiting side, ranked 46th in the nation in passing and 47th in rushing. QB Grayson McCall has 19 TD's and just one INT. These teams played to a lower-scoring duel last year, but all signs point to these competent QB's playing the starring role this season; this number is low, the play is the over!

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This is a 10* ATS BLOOD-BATH on the Cleveland Browns.

The Bengals are coming off a 35-17 win over the Falcons last week, posting 537 yards of offense, while limiting ATL to just 214. Cleveland though comes in desperate to snap a four-game slide, most recently falling 23-20 to the Ravens last weekend. The Browns are 2-5 and are in desperate need of a victory. Ja'Marr Chase won't be playing for the Bengals today, so that's a huge blow to the offense. It'll make Cinncy much more one-dimensional. The Browns have been allowing 26.6 PPG, but they catch a break this week. What happens if Cleveland is 2-8 by the time that DeShaun Watson is available to play? They'll already be eliminated from playoff contention, so will they want to put their prize QB in harms way for no reason? Cleveland's offense is ranked sixth overall and I think Nick Chubb and company will, at the very least, keep this one close enough to comfortably cover down the stretch; while the outright is possible, let's grab the points!

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10* Rams (NFC WEST GOM)

The 3-4 San Francisco 49ers are off a 44-23 home loss to Kansas City. LA is off a 24-10 win over Carolina here at home two weeks ago. Now rested and ready to attack, I think the defending champs are the correct call here in this one. The 49ers got Christian McCaffrey just before last week's game, but he was pretty ineffective. LA will look to take advantage of a defense that conceded 529 yards and an offense that committed three turnovers. The 49ers have had the Rams' number in the past, winning seven of the last eight SU, but now the tables have turned in my opinion. This is an immediate revenge scenario as well, as San Francisco won earlier in the year at home by a score of 24-9. The Rams have made adjustments since then though and the 49ers now have more questions than answers, especially with Jimmy G under center. This Rams' defense is under-rated, and last week the 49ers' defense was exposed; while the outright win isn't out of the question, I'll recommend to grab as many points as you can with the Rams!

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10* Patriots (AFC EAST GOY)

The Patriots come to town as the more desperate side in this divisional showdown. I think that Bill Bellichick will bring out his best playbook calling today and I expect that to be enough to get the better of the overachieving Jets this weekend. After destroying the Browns 38-15 in Cleveland, New England fell flat in last week's 33-14 home loss to the desperate Bears. The Jets on the other hand won and covered as the favorite on the road in a 16-9 victory at Denver to move to 5-2 and in second in the AFC East, still looking up at the mighty Buffalo Bills. Mac Jones is back under center for New England and I expect him to have his best game of the season so far. New England is only allowing 345.3 yards and 20.9 PPG this season. Jones has uncharacteristically struggled this year. The Jets' offense hasn't been great, as they average only 331.3 YPG, which is ranked 21st. Zach Wilson is not better than Jones in my opinion. The Jets' defense has been good though, allowing 19.6 PPG. This one has the feel of whichever team has its hands on the ball last is going to win this one, and in scenarios like that, the value swings to the undervalued underdog in my opinion; clearly the outright is possible, but in the end let's grab the points with the Patriots!

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10* MICHIGAN STATE (BIG 10 GOY)

The Spartans'll be out to pull off an outright upset here after dropping four of their last five. MSU is 3-4 overall and just 1-3 in league play. Will 7-0 Michigan then come in complacent and "look past" its lowly opponent? Hammering the Spartans never gets old, but I do think this sets up as a natural "letdown" spot. Next week the Wolverines take on Rutgers. But the Spartans are running out of time and chances here. Michigan's chemistry takes a hit here in my opinion as it comes out of its bye week. Last year MSU pulled off an upset over Michigan in a similar sort of situation. Amd I calling for an outright upset again this season? Of course not. That said, this great situational play has all the makings of an against-the-spread cover of the "rocking chair" variety; grab the points, the play is Michigan State!

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10* Kentucky (BLOCKBUSTER)

Kentucky is 5-2 and on the cusp of eligibility after its 27-17 win over Mississippi State two weeks ago as a 3.5 point underdog. Tennessee is already 7-0 and it has its sights set on bigger things. Tennessee annihilated Tennessee Martin 65 to 24 last weekend as a 38.5-point favorite. Will Levis has been pretty good for the Wildcats though, he actually had his best game of the season in the win over Mississippi State (finishing with a 91.1 QBR.) Running back Chris Rodriguez Junior had his best game also finishing with 197 yards on 31 carries against Mississippi State. Overall the Wildcats average 26.4 points per game, but they've been even better on the defensive side ranked in the top 15 nationally in points allowed. With Georgia on deck next week, obiously Hendon Hooker and the Volunteers have to be careful of not looking past the Wildcats. Tennessee's defensive stats are a bit of a mixed bag, but the Vols don't usually have to be too sharp defensively as they're averaging 50.1 points per game, which is No. 1 in the nation. Kentucky faced a high-powered offense like this already in Ole Miss, and while the Wildcats didn't win that one, they kept the Rebels out of the end zone over the final three quarters. Levis will have some opportunities here against a sub-par Volunteer secondary; I'm not calling for an outright guys, but I think that Kentucky can keep it close!   

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10* BYU (ASSASSIN)

We're at Lavell Edwards Stadium for this one. Both teams are on the cusp of eligibility. The East Carolina Pirates are 5-3, and BYU is 4-4. But while East Carolina has won five of its last seven, the Cougars enter on a three-game losing streak. This is a pivotal game for BYU this weekend. Here is a great opponent to go against, because despite the superior record, the Pirates are still just 3-3 in their last six on the road. ECU has a great quarterback in Holton Ahlers, who has 2,435 passing yards, 18 touchdowns and just five interceptions. The Pirates have been pretty good in the run game as well, averaging 165.7 yards per game. Defensively they are giving up 390.7 yards and 24.6 points per game. But as I pointed out, the Pirates definitely play better at home than on the road. And that's the case for BYU as well. The Cougars will hope a little home cooking can turn things around for them. BYU has won five of its last six at home and I'd argue that Jaren Hall has been even better than Ahlers (he has 2,101 passing yards, 19 touchdowns and three interceptions). The ground game has been pretty good as well, averaging 148.4 yards per game. The weakness so far has been on the defensive end for sure obviously, as they allow 30.3 points and 404.9 yards per game. But if you look at East Carolina's schedule to this point, it definitely has not been the toughest. I think the Cougars are the correct call here. I think they're going to play with a major sense of desperation after three straight losses. East Carolina has its bye week after this, and that's followed by three straight really tough games to end the year (at Cincinnati, against Houston and at Temple.) Give me the hungrier and more motivated home side to finally put it all together and post a solid win and cover in this one; the play is BYU!

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10* RAVENS (NON-CONF GOM)

The Bucs are 3-4 and the Ravens are 4-3. I think it's safe to say that neither is thrilled where they are at at this point of the season. Clearly that's the case for Tom Brady and the Bucs, who have had so many different issues to deal with since training camp. And it really doesnt appear as if things are going to get any easier for the the Bucs' super star, ESPECIALLY on the short week right? How can this short week be benefitting Brady at all right now? It's gotta just put added stress onto an already super stressful situation. This has to be is rock bottom for Brady? Losing 21-3 to the Carolina Panthers? There's no question that PJ Walker was the better quarterback on the field of play that day last weekend. I think that LaMar Jackson and the Ravens can smell the blood in the water this week. Jackson actually had his worst game of the season last week, as he completed just nine passes, and they were outgained by Cleveland 336 yards to 254. But a couple of timely scores and a Browns false start on the game tying field goal lifted them to the miraculous 23-20 victory. The Bucs are ripe for the picking here in my opinion ultimately. The offense is broken, the running game is non existent because the offensive line is in shambles. Brady was 32 of 49 for 290 yards last weekend and his average depth of target is just 7.8 this season, by far the lowest of his career.Clearly Baltimore is far from perfect, but I'm going with Jackson here to find a way to get the job done, as I definitely don't trust Brady right now; the play is the RAVENS.

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10* BEARS (BLOOD-BATH)

Both teams could really use a victory here. Will the Patriots go up early, and then keep the foot on the gas from start to finish? I say no way. I think this game will be decided in the trenches, and by field position. Running and protecting the ball. The Bears are 2-4 and the Patriots are 3-3. It's all hands on deck for Chicago after three straight losses. New England has looked great over the last two weeks, but I think it'll come out flat here after last week's 38-15 victory at Cleveland. So far the Bears are only averaging 15.5 PPG, but they'll have to open up the playbook here and be the aggressors. Justin Fields has 869 passing yards, four TD's and five INT's. The defense for the Bears is ranked 11th, allowing 19.7. New England allows 18.8, while averaging 23.5 of its own. Bailey Zappe has filled in for Mac Jones admirably, but the starter will likely be back under center tonight. Whoever is under center, I expect conservative game calling from Bellichick this evening. I say Chicago throws its best shot and while that may not be good enough to win this game outright, it'll be more than enough to comfortably cover with the large spread that it's been afforded in this one; grab the points, the play is Da Bears!

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10* BRONCOS (BLOCKBUSTER)

The Jets are not only 4-2 ATS, but they're also 4-2 SU. New York is off an epic 27-10 road win at Green Bay, but I believe it'll have a predictable step back this weekend in Denver. Russell Wilson is out for the Broncos, which is a GREAT thing in my estimation. The pivot has struggled with his new team, and now enters Brett Rypien, who will be given the green light here. The Broncos are still excelling on the defensive side of the ball, allowing just 16.5 PPG. I say that Zach Wilson and the Jets finally stumble here; grab the points, the play is Denver!

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10* COMMANDERS (ASSASSIN)

I think the Packers on the road is the incorrect call here. The Jets demolished Green Bay by a score of 27-10 last weekend, and I think that Taylor Heinickie and the home side can take advantage as well. Green Bay is just 3-3 now. Washington is 2-4 after its 12-7 win at Chicago last weekend. The offense has been inconsistent for Washington, but the defense has been its strength. Aaron Rodgers has struggled against defenses like this already and I think he'll be on the run once again this Sunday afternoon. I don't think the Giants or Jets are even that good. Certainly their defenses aren't. Green Bay is averaging only 17.3 PPG. Here's Heinickie about stepping in for Carson Wentz: "Starting 15 games last year, I feel a lot more comfortable, a lot more confident in what I need to do to win and what not to do to lose.” The majority of bets are on Green Bay, but the majority of the money is on Washington; lets follow the sharp money in this one!

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10* COLTS (ASSASSIN)

Divisional contests are always the most important, and they almost always "mean more" to the home side. Every now and then there's an exception to that "rule" though and that's the case here today in my opinion. Both teams have battled back from shaky starts and enter at 3-2. Indianapolis enters off a 34-27 win over Jacksonville. The Titans barely held on for a tight 21-17 victory over Washington. So far the Colts are averaging 17.2 PPG, while allowing 20.2, while Tennessee is averaging 19.2 PPG, and allowing 23.6. These teams are almost identical in every way, but I'd argue that the Colts have looked a lot better over the last two outings. Especially their offense. Indianapolis lost to Tennessee 24-17 in Week 4 and I expect the revenge factor to play a crucial part here as well; while I clearly believe the outright win is possible, my official call will be to grab as many points as you can with the Colts!

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10* Jaguars (ASSASSIN)

The bookmakers are just begging people to take the Giants here. The vast majority of the bets are on New York, but I'm going the other way here and predicting that that desperate home side will not only win, but win big. I also expect a letdown here finally from the over-acheiving Giants who enter at 5-1, fresh off an upset win at home over Baltimore. The Giants will have to be careful to not get caught looking ahead here to their game at Seattle next week. At 2-4 the Jaguars simply NEED to win this game. Jacksonville actually enters off three straight losses. Trevor Lawrence could easily have a winning record right now if not for an unlucky bounce here or there. This is do or die for the home side and I expect that to the be the difference-maker; lay the points, the play is Jacksonville!

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10* UNDER Washington/Cal (ASSASSIN)

Washington has seen the total go "over" the number in all seven of its games this season, inlcuding in its 49-39 win over Arizona last weekend. The Huskies are averaging 42.1 PPG, but I think that they'll finally come back down to Earth here vs. 3-3 Cal. Washington is 5-2 and on the cusp of eligibility. The Golden Bears are off a 20-13 loss to Colorado. Cal plays with "revenge" here, as Washington has won seven of the last ten in this series. Washington's defense is pretty good, allowing just 28.6 PPG. The Bears are even better though, conceding just 21.7 PPG. The "under" is 4-1 in the last five Bears games overall, and it's also 4-1 in the Bears last five following an ATS loss. Look for a much tigher, and ultimately lower-scoring "under" once the smoke finally clears form this one!

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10* BOSTON COLLEGE (ACC GOY)

BC is 2-4 and Wake is 5-1. I think the Eagles will keep this one much tighter though than what this spread is suggesting. BC has lost five of its last six on the road, but QB Phil Jurkovec keeps his team competitive. He has 1,335 passing yards, ten touchdowns and six interceptions. The defense is allowing 29 points and 371.7 yards per game. Wake Forest comes in confident after winning 12 of its last 13 at home. After going up early though, I can't see the Demon Deacons keeping the foot on the gas in the second half with a road game at Louisville up next. Sam Hartman has been great, he has 1,442 passing yards, 16 touchdowns and only two INT's. The weakness though comes on the defensive end though, and that's where I like Jurkovec this weekend. Wake allows 25.5 PPG and 385.3 yards overall. BC has faced a tough schedule to this point. Its numbers are a bit skewed. Am I suggesting that BC will win this game outright somehow?! Of course not, but as I've outlined, the stage is definitely set for a tighter battle than most would expect; grab the points, the play is Boston College!

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10* UAB (ASSASSIN)

UAB is 4-2, most recently off the 34-20 win over Charlotte. Dylan Hopkins had 231 yards, a TD and an INT. They average 34.5 PPG, while allowing just 17.3. DeWayne McBride has been unstoppable on the ground so far with 778 yards and 11 rushing TD's thus far. WKU is 4-3 and off a 35-17 road win over MTSU. Austin Reed went 32 of 49 for 278 yards, two TD's and an INT. It averages 40.4 PPG, while allowing 22.7. WKU has played the weaker competition to this point, and its offensive and defensive numbers have to be called into question with a 73-0 win over FIU in Week 3. I think UAB is the better overall team. Definitely its defense is. Look for the BLAZERS to, at the very least, deliver with the ATS cover.

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10* SAINTS (GOW)

The Cardinals have lost four of their last six overall, and three straight at home. They're averaging less than 20 PPG. Their run game is "OK," but they lack a passing offense with Murray as QB. DeAndre Hopkins does return from suspension this week, but I don't think he'll make much of an impact having sit out the last six weeks. New Orleans has been strong against the pass, allowing less than 200 yards per game through the air while on the road. That turns Arizona really one-dimensional still. New Orleans on the other hand has averaged over 150 rushing yards per game. In a game that I see being decided by whichever team has its hands on the ball last, I'll recommend grabbing the points!

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10* BRONCOS (AFC WEST GOY)

Denver is 2-3 and LA is 3-2. Clearly this is a big game for each team. Neither side has lived up to the offseasno expectations. Especially Denver. Russell Wilson signed a nearly $250 million dollar contract and his performance to this point has been very weak. The veteran will be out to reverse his fortunes here against Christian Herbert and the Chargers. So far Denver is only averaging 15 PPG, but making up for it on the other side by allowing just 16. The Chargers enter having won two straight. The Chargers score 24.4 PPG, but they've struggled defensively, conceding 27.2. That's music to Wilson's ears finally. LA routinely plays down to the level of its competition. It's hard to imagine that Wilson has fallen off his skill set this quickly. I expect to see his best game of the season so far and while I do think an outright win is possible, in the end I'll recommend to grab the points; the play is Denver!

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10* OVER Cowboys/Eagles (NFC EAST TOY)

Scoring is down so far in NFL Prime Time games. Last Sunday's 19-17 win for Baltimore over Cincinnati was no exception. But I expect this lop-sided trend to start correcting itself finally here in Week 6. The Eagles are off a tight, but low-scoring 20-17 win over Arizona, while Dallas pulled away for the 22-10 win over the defending champs on their own field. Tony Pollard had a 57 yard TD run and Cooper Rush looked "OK" with 102 yards in the Cowboys' win. The Dallas defense looked good, but that was against a pathetic Rams offense, which was missing three starters on the offensive line. Now they have to travel on the road again here and I think the unit will struggle to contain this confident Eagles team. Jalen Hurts had difficulty moving the ball on the road, but I think he'll have a much easier time at home in this important divisional contest. Look for a wide-open offensive affair this weekend in Philadelphia, one that flies well "over" the posted number!

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10* UNDER NIU/EMU (MAC TOM)

NIU is just 1-5 SU and 2-4 ATS. It's seen the total go "over" the number in all six of its games that it's played in this season. EMU is 4-2 SU and 2-4 ATS, and it's seen the total go "over" the number in four of its six games this year, including in its 45-23 road win at WMU last week. Both teams have been playing to many high-scoring games this season, hence the large O/U line we have attached to this one. But I expect a more defensive affair. NIU is off a 52-32 loss to Toledo, but it's seen the total go "under" the number in eight of its last 11 after allowing 50 or more points in a SU/ATS loss in its previous outing. EMU is very similar in that it has a good offense, and weak defense. These facts though have only helped in driving today's O/U line a few points higher than it normally would/should be. Expect a little more running, a little more defense and for this total to sneak "under" the number once the final whistle sounds!

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10* Oklahoma (BIG 12 GOY)

Kansas is 5-1 and Oklahoma is 3-3 coming into this Week 7 Big 12 matchup. With a date at Baylor next week, the Jayhawks could be caught "looking ahead" here. Kansas is coming off a 38-31 home loss to TCU and I think will struggle again here after losing starting QB Jalon Daniels to injury in the setback. Oklahoma on the other hand is coming off one of the worst and most humbling losses of all time in its 49-0 setback at home to Texas. Despite that though, the Sooners are still ranked 64th in the country in scoring with 30.8 PPG. They were without starting QB Dillon Gabriel for that one. He'll likely be back for this one, but even if he's not, I think the Sooners can take advantage and rally from last week's embarrassing effort. Nick Evers got a chance finally after his team was down by 40 points, and he looked a lot better than Davis Beville. Yes Oklahoma looked terrible last week, but let's not overreact. It's now time for the Sooners to react and I think they can bounce back and take care of business aginast a Kansas team off its first loss and down to its back up QB; lay the points, the play is Oklahoma!

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10* UTSA (ASSASSIN)

UTSA is a massive favorite here. It comes to FIU at 4-2, while the Panthers come into this game at 2-3. UTSA most recently comes in off a tight 31-28 home win over Western Kentucky, unable to cover the 6.5 points. The Roadrunners were outscored 14-7 in the final quarter, but they managed to hold on for the victory. Quarterback Frank Harris had 273 yards and one touchdow, while Brenden Brady had 83 rushing yards and a touchdown. Texas San Antonio is 2-1 on the road, and so the big question here is: can the Roadrunners cover this massive spread on the road and on the short week? Florida International could struggle to keep pace with the high-flying visiting side. The Panthers are coming off a 33-12 home loss to UConn as 5.5-point underdogs. The Panthers were down 20-0 at half time and were never able to recover. Quarterback Grayson James had 256 passing yards, but also two interceptions. The lone bright spot was running back Lexington Joseph, who had 103 yards and a touchdown. Now, UTSA did allow 481 yards and 26 first downs to Western Kentucky last weekend, but it posted 486 yards and 30 first downs of its own. Besides, Western Kentucky averages 40.8 points per game, while Florida International averages 16.6; lay the points, the play is UTSA!

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10* OVER (NON DIV TOY)

Yes, these two teams have been terrible. Yes, there have been plenty of "unders" in Prime Time NFL games this year. But I believe that tonight's total is now a bit TOO low. These teams, and these two starting quarterbacks, are dying for a breakout performance. It would be easy to look at their past stats and base our prediction on tonight's game upon those results, but the situation here has shifted the value to the higher number in my opinion. The Bears struggle against good passing teams, and Carson Wentz and the Commanders will be able to move the ball. With the home side having keep pace, we can expect this total to fly "over" the number sooner, rather than later!

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